Insertion subcutaneous cardiac rhythm monitor at MercyOne North Iowa Medical Center

1000 4th St. SW, Mason City, IA · MercyOne · · NPI 1467537886

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$24,432.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$14,316.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3,664.90 with HEALTH CHOICES vs $17,928.45 with NOVA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HEALTH CHOICES MEDICAL ASSOCIATES $3,664.90 ↓ -85%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $3,664.90 ↓ -85%
AETNA EAP AETNA $7,515.90 ↓ -69%
ALLIED BENEFIT SYSTEMS AETNA $7,515.90 ↓ -69%
AETNA AETNA $7,515.90 ↓ -69%
COVENTRY AETNA $7,515.90 ↓ -69%
MEDICAL MUTUAL AETNA $7,515.90 ↓ -69%
ASR HEALTH BENEFITS AETNA $7,515.90 ↓ -69%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $7,515.90 ↓ -69%
FIRST HEALTH AETNA $7,515.90 ↓ -69%
WEBTPA AETNA $7,515.90 ↓ -69%
MERITAIN AETNA $7,515.90 ↓ -69%
LUMINARE HEALTH AETNA $7,515.90 ↓ -69%
CHRISTIAN BROTHER SERVICES AETNA $7,515.90 ↓ -69%
AETNA DOMESTIC AETNA $7,515.90 ↓ -69%
1199 NATIONAL BENEFIT FUND AETNA $7,515.90 ↓ -69%
LUCENT HEALTH AETNA $7,515.90 ↓ -69%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $8,007.23 ↓ -67%
MOLINA MEDICAID MOLINA MEDICAID $8,085.74 ↓ -67%
WELLPOINT MEDICAID WELLPOINT MEDICAID $8,117.14 ↓ -67%
BLUE SHIELD - ID (REGENCE) WELLMARK PPO $8,454.63 ↓ -65%
BLUE CROSS - ND WELLMARK PPO $8,454.63 ↓ -65%
BLUE CROSS - KS WELLMARK PPO $8,454.63 ↓ -65%
BLUE CROSS - MO (ANTHEM) WELLMARK PPO $8,454.63 ↓ -65%
BLUE CROSS - AL WELLMARK PPO $8,454.63 ↓ -65%
BLUE CROSS - WA (PREMERA) WELLMARK PPO $8,454.63 ↓ -65%
BLUE SHIELD - NY HIGHMARK WESTERN WELLMARK PPO $8,454.63 ↓ -65%
BLUE CROSS - NY (EXCELLUS) WELLMARK PPO $8,454.63 ↓ -65%
BLUE CROSS - IN (ANTHEM) WELLMARK PPO $8,454.63 ↓ -65%
BLUE SHIELD - PA (HIGHMARK) WELLMARK PPO $8,454.63 ↓ -65%
BCN DOMESTIC WELLMARK PPO $8,454.63 ↓ -65%
BLUE CROSS - PA (CAPITAL) WELLMARK PPO $8,454.63 ↓ -65%
BLUE CROSS - AR WELLMARK PPO $8,454.63 ↓ -65%
BLUE CROSS - NM WELLMARK PPO $8,454.63 ↓ -65%
BLUE CROSS - ID WELLMARK PPO $8,454.63 ↓ -65%
BLUE CROSS - VT WELLMARK PPO $8,454.63 ↓ -65%
KAISER DOMESTIC WELLMARK PPO $8,454.63 ↓ -65%
BLUE SHIELD - WA (REGENCE) WELLMARK PPO $8,454.63 ↓ -65%
BLUE CROSS - IL WELLMARK PPO $8,454.63 ↓ -65%
BLUE CROSS - VA (CAREFIRST) WELLMARK PPO $8,454.63 ↓ -65%
BLUE CROSS - MD (CAREFIRST) WELLMARK PPO $8,454.63 ↓ -65%
BLUE CROSS - ME (ANTHEM) WELLMARK PPO $8,454.63 ↓ -65%
WC DOMESTIC WELLMARK PPO $8,454.63 ↓ -65%
BLUE CROSS - MN WELLMARK PPO $8,454.63 ↓ -65%
BLUE CROSS - NE WELLMARK PPO $8,454.63 ↓ -65%
BLUE CROSS - OH (ANTHEM) WELLMARK PPO $8,454.63 ↓ -65%
BLUE CROSS - FL WELLMARK PPO $8,454.63 ↓ -65%
BLUE CROSS - PA (INDEPENDENCE) WELLMARK PPO $8,454.63 ↓ -65%
BLUE CROSS - WY WELLMARK PPO $8,454.63 ↓ -65%
BLUE CROSS - KY (ANTHEM) WELLMARK PPO $8,454.63 ↓ -65%
BLUE CROSS - DE (HIGHMARK) WELLMARK PPO $8,454.63 ↓ -65%
BLUE CROSS - TN WELLMARK PPO $8,454.63 ↓ -65%
BLUE CROSS - FEDERAL WELLMARK PPO $8,454.63 ↓ -65%
BLUE CROSS - NC WELLMARK PPO $8,454.63 ↓ -65%
BLUE CROSS - IL ALTERNATE WELLMARK PPO $8,454.63 ↓ -65%
BLUE CARE NETWORK WELLMARK PPO $8,454.63 ↓ -65%
BLUE CROSS - AZ WELLMARK PPO $8,454.63 ↓ -65%
BLUE CROSS - HI WELLMARK PPO $8,454.63 ↓ -65%
BLUE SHIELD - NY HIGHMARK NORTHEASTERN WELLMARK PPO $8,454.63 ↓ -65%
BLUE CROSS - GA (ANTHEM) WELLMARK PPO $8,454.63 ↓ -65%
BLUE CROSS - VA (ANTHEM) WELLMARK PPO $8,454.63 ↓ -65%
BLUE CROSS - UT (REGENCE) WELLMARK PPO $8,454.63 ↓ -65%
BLUE SHIELD - CA WELLMARK PPO $8,454.63 ↓ -65%
BLUE CROSS - IA (WELLMARK) WELLMARK HMO $8,454.63 ↓ -65%
BLUE CROSS - IA (WELLMARK) WELLMARK PPO $8,454.63 ↓ -65%
BLUE CROSS - CA (ANTHEM) WELLMARK PPO $8,454.63 ↓ -65%
BLUE CROSS - AK (PREMERA) WELLMARK PPO $8,454.63 ↓ -65%
BLUE CROSS - WV (HIGHMARK) WELLMARK PPO $8,454.63 ↓ -65%
BLUE DISTINCTION TRANSPLANT WELLMARK PPO $8,454.63 ↓ -65%
BLUE CROSS - DC (CAREFIRST) WELLMARK PPO $8,454.63 ↓ -65%
BLUE CROSS - MA WELLMARK PPO $8,454.63 ↓ -65%
BLUE CROSS - WI (ANTHEM) WELLMARK PPO $8,454.63 ↓ -65%
BLUE CROSS - NH (ANTHEM) WELLMARK PPO $8,454.63 ↓ -65%
BLUE CROSS - CO (ANTHEM) WELLMARK PPO $8,454.63 ↓ -65%
BLUE CROSS - SD (WELLMARK) WELLMARK PPO $8,454.63 ↓ -65%
BLUE CROSS - OR (REGENCE) WELLMARK PPO $8,454.63 ↓ -65%
BLUE CROSS - NJ (HORIZON) WELLMARK PPO $8,454.63 ↓ -65%
BLUE BENEFIT ADMINISTRATORS OF MASSACHUSETTS WELLMARK PPO $8,454.63 ↓ -65%
BCBS GENERIC WELLMARK PPO $8,454.63 ↓ -65%
BLUE CROSS - NV (ANTHEM) WELLMARK PPO $8,454.63 ↓ -65%
BLUE CROSS - OK WELLMARK PPO $8,454.63 ↓ -65%
BLUE CROSS DOMESTIC WELLMARK PPO $8,454.63 ↓ -65%
BLUE CROSS - NY (ANTHEM) WELLMARK PPO $8,454.63 ↓ -65%
BLUE CROSS - CT (ANTHEM) WELLMARK PPO $8,454.63 ↓ -65%
BLUE CROSS - MS WELLMARK PPO $8,454.63 ↓ -65%
PRE-EMPLOYMENT WELLMARK PPO $8,454.63 ↓ -65%
BLUE CROSS - LA WELLMARK PPO $8,454.63 ↓ -65%
BLUE CROSS - TX WELLMARK PPO $8,454.63 ↓ -65%
BLUE CROSS - SC WELLMARK PPO $8,454.63 ↓ -65%
BLUE CROSS - MI WELLMARK PPO $8,454.63 ↓ -65%
BLUE CROSS - MT WELLMARK PPO $8,454.63 ↓ -65%
BLUE CROSS - RI WELLMARK PPO $8,454.63 ↓ -65%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $8,741.24 ↓ -64%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $8,741.24 ↓ -64%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $8,741.24 ↓ -64%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $8,828.65 ↓ -64%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $8,916.06 ↓ -64%
SOUTH COUNTRY HEALTH ALLIANCE MEDICARE SOUTH COUNTRY MEDICARE ADVANTAGE $8,916.06 ↓ -64%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $9,008.82 ↓ -63%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $9,098.02 ↓ -63%
PREFERRED ONE PREFERRED ONE $9,305.40 ↓ -62%
HEALTH PARTNERS HEALTH PARTNERS $9,577.40 ↓ -61%
CIGNA EAP MIDLANDS CHOICE PPO $10,021.20 ↓ -59%
AUXIANT MIDLANDS CHOICE PPO $10,021.20 ↓ -59%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $10,021.20 ↓ -59%
MIDLANDS MIDLANDS CHOICE PPO $10,021.20 ↓ -59%
MEDICA MIDLANDS CHOICE PPO $10,021.20 ↓ -59%
CIGNA MIDLANDS CHOICE PPO $10,021.20 ↓ -59%
CENTIVO CENTIVO $10,971.14 ↓ -55%
MHNET MENTAL HEALTH ASSOCIATES $11,452.80 ↓ -53%
OSCAR OSCAR $11,756.96 ↓ -52%
AMISH HOSPITAL AID AMISH HOSPITAL AID $11,863.11 ↓ -51%
MULTIPLAN MULTIPLAN $12,884.40 ↓ -47%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $14,316.00 ↓ -41%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $14,316.00 ↓ -41%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $14,316.00 ↓ -41%
AMBETTER AMBETTER MARKETPLACE $14,984.98 ↓ -39%
CLAIMDOC CLAIMDOC $17,928.45 ↓ -27%
NOVA CLAIMDOC $17,928.45 ↓ -27%

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Insertion subcutaneous cardiac rhythm monitor at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $9,019.20 $7,921.93 – $9,770.80
MercyOne Dubuque Medical Center Dubuque $11,052.53 $2,160.92 – $16,534.97
MercyOne Clinton Medical Center Clinton $20,074.60 $7,620.46 – $30,884.00
MercyOne West Des Moines Medical Center West Des Moines $18,360.00 $3,690.36 – $18,360.00
MercyOne Des Moines Medical Center Des Moines $13,021.00 $24.18 – $18,360.00
MercyOne Genesis Davenport Medical Center Davenport $10,417.20 $7,921.93 – $11,090.71
MercyOne Waterloo Medical Center Waterloo $13,021.00 $24.18 – $15,990.49
UnityPoint Health - Allen Hospital Waterloo $16,460.93 $75.34 – $10,843.64

All Iowa hospitals for this procedure →