Ins pm gen w/exist mlt leads at CHI Health Mercy Council Bluffs
800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759
$8,103.90
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$19,295.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$644.85 with Medica vs $41,260.90 with AMPS — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Medica | Commercial|ACO | $644.85 | ↓ -92% |
| Centene | Medicaid|NE Total Care | $2,894.25 | ↓ -64% |
| ELAP | Commercial|All Plans | $5,402.60 | ↓ -33% |
| Creighton University Employees | Commercial|All Plans | $7,910.95 | ↓ -2% |
| Millard Public Schools | Commercial|Narrow Network | $8,042.03 | ↓ -1% |
| Greater Omaha Packing | Commercial|Narrow Network | $8,042.03 | ↓ -1% |
| One World | Commercial|Narrow Network | $8,042.03 | ↓ -1% |
| United | Medicaid|Community Plan | $8,875.70 | ↑ +10% |
| United | Commercial|All Plans | $9,068.65 | ↑ +12% |
| Millard Public Schools | Commercial|Broad Network | $9,248.33 | ↑ +14% |
| One World | Commercial|Broad Network | $9,248.33 | ↑ +14% |
| Timpte | Commercial|Broad Network | $9,248.33 | ↑ +14% |
| Greater Omaha Packing | Commercial|Broad Network | $9,248.33 | ↑ +14% |
| Medica | Commercial|Open Access | $10,033.40 | ↑ +24% |
| QuikTrip | Commercial|All Plans | $11,577.00 | ↑ +43% |
| PHCS | Commercial|All Plans | $13,699.45 | ↑ +69% |
| Medica | Commercial|CHI Health | $13,706.00 | ↑ +69% |
| Midlands Choice | Commercial|Standard | $14,471.25 | ↑ +79% |
| Midlands Choice | Commercial|Premier | $14,471.25 | ↑ +79% |
| MultiPlan | Commercial|All Plans | $16,400.75 | ↑ +102% |
| Centene | Medicaid|IA Total Care | $18,106.80 | ↑ +123% |
| Amerigroup | Medicaid|All Plans | $18,106.80 | ↑ +123% |
| IAMolina | Medicaid|All Plans | $18,461.83 | ↑ +128% |
| Humana | Medicare|All Plans | $18,585.99 | ↑ +129% |
| Medica | Medicare|All Plans | $18,585.99 | ↑ +129% |
| United | Medicare|All Plans | $18,585.99 | ↑ +129% |
| PACE | Medicare|All Plans | $18,585.99 | ↑ +129% |
| BCBS - NE | Medicare|All Plans | $18,585.99 | ↑ +129% |
| Medica | Commercial|All Other Plans | $18,690.00 | ↑ +131% |
| Todays Options | Medicare|All Plans | $18,957.71 | ↑ +134% |
| Centene | Medicare|All Plans | $19,143.57 | ↑ +136% |
| Great Plains | Medicare|All Plans | $19,515.29 | ↑ +141% |
| Amerigroup | Medicare|All Plans | $19,515.29 | ↑ +141% |
| AMPS | Commercial|All Plans | $41,260.90 | ↑ +409% |
Visitor-reported prices
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Ins pm gen w/exist mlt leads at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $15,494.40 | $16,785.60 – $18,255.30 |
| MercyOne Des Moines Medical Center | Des Moines | $10,135.45 | $3,134.19 – $37,394.89 |
| MercyOne Genesis Davenport Medical Center | Davenport | $17,245.20 | $18,255.30 – $18,682.30 |
| UnityPoint Health - Allen Hospital | Waterloo | $887.20 | $309.49 – $15,807.62 |
| UnityPoint Health - Finley Hospital | Dubuque | $6,109.76 | $309.49 – $16,767.93 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $887.20 | $309.49 – $18,975.13 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $16,327.22 | $309.49 – $18,374.14 |
| UnityPoint Health - Jones Regional Medical Center | Anamosa | $887.20 | $309.49 – $829.03 |