Ins pm gen w/exist mlt leads at UnityPoint Health - Finley Hospital
350 North Grandview Avenue, Dubuque, IA · UnityPoint Health · · NPI 1942392600
$6,109.76
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$7,637.19
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$309.49 with Aetna vs $16,767.93 with Iowa Total Care — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $309.49 | ↓ -95% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $315.68 | ↓ -95% |
| Molina | Medicare Advantage | $315.68 | ↓ -95% |
| Humana | Medicare Advantage | $324.96 | ↓ -95% |
| Amerivantage | Medicare Advantage | $324.96 | ↓ -95% |
| United Healthcare | Medicare Advantage | $324.96 | ↓ -95% |
| Meridian | MMAI (Medicare-Medicaid) | $324.96 | ↓ -95% |
| BC Illinois Community | Blue Choice | $519.14 | ↓ -92% |
| Medical Associates Health Plan | HMO | $572.56 | ↓ -91% |
| BC Illinois Community | PPO | $618.02 | ↓ -90% |
| Wellmark UPH Self-Funded | Commercial | $706.00 | ↓ -88% |
| Wellmark Blue Cross and Blue Shield | HMO | $706.00 | ↓ -88% |
| Health Partners Open Network | Commercial | $730.42 | ↓ -88% |
| Cigna/Midlands | Commercial | $829.03 | ↓ -86% |
| Wellmark Blue Cross and Blue Shield | PPO | $830.50 | ↓ -86% |
| Aetna | HMO | $832.34 | ↓ -86% |
| Aetna | PPO | $1,013.26 | ↓ -83% |
| Dean Health Plan | HMO | $1,020.28 | ↓ -83% |
| United Healthcare | HMO | $1,108.04 | ↓ -82% |
| United Healthcare | PPO | $1,108.04 | ↓ -82% |
| Medica Exchange Inspire | Commercial | $2,810.49 | ↓ -54% |
| Medica Exchange Insure | Commercial | $3,146.52 | ↓ -49% |
| Quartz Health | HMO | $6,109.75 | ↓ -0% |
| Amerigroup | Managed Medicaid | $16,767.93 | ↑ +174% |
| Iowa Total Care | Managed Medicaid | $16,767.93 | ↑ +174% |
Visitor-reported prices
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Ins pm gen w/exist mlt leads at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $15,494.40 | $16,785.60 – $18,255.30 |
| MercyOne Des Moines Medical Center | Des Moines | $10,135.45 | $3,134.19 – $37,394.89 |
| MercyOne Genesis Davenport Medical Center | Davenport | $17,245.20 | $18,255.30 – $18,682.30 |
| UnityPoint Health - Allen Hospital | Waterloo | $887.20 | $309.49 – $15,807.62 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $887.20 | $309.49 – $18,975.13 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $16,327.22 | $309.49 – $18,374.14 |
| UnityPoint Health - Jones Regional Medical Center | Anamosa | $887.20 | $309.49 – $829.03 |
| UnityPoint Health - Marshalltown | Marshalltown | $887.20 | $309.49 – $18,558.07 |