Finger joint sz00 swanson w/grommets at CHI Health Mercy Council Bluffs
800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759
$2,355.97
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$5,609.43
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$77.76 with Centene vs $828.65 with Medica — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Centene | Medicaid|NE Total Care | $77.76 | ↓ -97% |
| ELAP | Commercial|All Plans | $145.16 | ↓ -94% |
| One World | Commercial|Narrow Network | $150.34 | ↓ -94% |
| Greater Omaha Packing | Commercial|Narrow Network | $150.34 | ↓ -94% |
| Millard Public Schools | Commercial|Narrow Network | $150.34 | ↓ -94% |
| Greater Omaha Packing | Commercial|Broad Network | $171.08 | ↓ -93% |
| Timpte | Commercial|Broad Network | $171.08 | ↓ -93% |
| One World | Commercial|Broad Network | $171.08 | ↓ -93% |
| Millard Public Schools | Commercial|Broad Network | $171.08 | ↓ -93% |
| United | Medicaid|Community Plan | $238.47 | ↓ -90% |
| QuikTrip | Commercial|All Plans | $311.04 | ↓ -87% |
| PHCS | Commercial|All Plans | $368.07 | ↓ -84% |
| United | Commercial|All Plans | $383.62 | ↓ -84% |
| Medica | Commercial|Open Access | $388.80 | ↓ -83% |
| Midlands Choice | Commercial|Standard | $388.80 | ↓ -83% |
| Midlands Choice | Commercial|Premier | $388.80 | ↓ -83% |
| MultiPlan | Commercial|All Plans | $440.64 | ↓ -81% |
| Medica | Commercial|ACO | $518.40 | ↓ -78% |
| Medica | Commercial|CHI Health | $791.31 | ↓ -66% |
| Medica | Commercial|All Other Plans | $828.65 | ↓ -65% |
Visitor-reported prices
Comments
Finger joint sz00 swanson w/grommets at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Dubuque Medical Center | Dubuque | $2,105.74 | $316.00 – $885.15 |
| MercyOne New Hampton Medical Center | New Hampton | $2,000.70 | $436.48 – $1,102.50 |
| MercyOne Dyersville Medical Center | Dyersville | $2,105.74 | $334.59 – $996.32 |
| MercyOne Clinton Medical Center | Clinton | $2,105.74 | $250.50 – $885.15 |
| MercyOne Oelwein Medical Center | Oelwein | $2,105.74 | $338.30 – $885.15 |
| MercyOne Cedar Falls Medical Center | Cedar Falls | $2,105.74 | $208.01 – $885.15 |
| MercyOne Elkader Medical Center | Elkader | $2,105.74 | $455.59 – $925.16 |
| MercyOne West Des Moines Medical Center | West Des Moines | $3,239.60 | $177.92 – $885.15 |