Ecg external < 48 hours scanning analysis w/report at CHI Health Mercy Council Bluffs
800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759
$545.58
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,299.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$56.40 with Amerigroup vs $1,104.15 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Amerigroup | Medicaid|All Plans | $56.40 | ↓ -90% |
| Centene | Medicaid|IA Total Care | $56.40 | ↓ -90% |
| IAMolina | Medicaid|All Plans | $57.50 | ↓ -89% |
| Humana | Medicare|All Plans | $57.89 | ↓ -89% |
| Medica | Medicare|All Plans | $57.89 | ↓ -89% |
| United | Medicare|All Plans | $57.89 | ↓ -89% |
| PACE | Medicare|All Plans | $57.89 | ↓ -89% |
| BCBS - NE | Medicare|All Plans | $57.89 | ↓ -89% |
| Todays Options | Medicare|All Plans | $59.05 | ↓ -89% |
| Centene | Medicare|All Plans | $59.63 | ↓ -89% |
| Amerigroup | Medicare|All Plans | $60.78 | ↓ -89% |
| Great Plains | Medicare|All Plans | $60.78 | ↓ -89% |
| Medica | Commercial|ACO | $67.05 | ↓ -88% |
| Medica | Commercial|CHI Health | $68.26 | ↓ -87% |
| Medica | Commercial|All Other Plans | $71.48 | ↓ -87% |
| AMPS | Commercial|All Plans | $128.52 | ↓ -76% |
| Centene | Medicaid|NE Total Care | $194.85 | ↓ -64% |
| ELAP | Commercial|All Plans | $363.72 | ↓ -33% |
| United | Medicaid|Community Plan | $597.54 | ↑ +10% |
| One World | Commercial|Narrow Network | $610.53 | ↑ +12% |
| Greater Omaha Packing | Commercial|Narrow Network | $610.53 | ↑ +12% |
| Millard Public Schools | Commercial|Narrow Network | $610.53 | ↑ +12% |
| Medica | Commercial|Open Access | $675.48 | ↑ +24% |
| Greater Omaha Packing | Commercial|Broad Network | $701.46 | ↑ +29% |
| Timpte | Commercial|Broad Network | $701.46 | ↑ +29% |
| Millard Public Schools | Commercial|Broad Network | $701.46 | ↑ +29% |
| One World | Commercial|Broad Network | $701.46 | ↑ +29% |
| QuikTrip | Commercial|All Plans | $779.40 | ↑ +43% |
| Creighton University Employees | Commercial|All Plans | $844.35 | ↑ +55% |
| PHCS | Commercial|All Plans | $922.29 | ↑ +69% |
| United | Commercial|All Plans | $961.26 | ↑ +76% |
| Midlands Choice | Commercial|Premier | $974.25 | ↑ +79% |
| Midlands Choice | Commercial|Standard | $974.25 | ↑ +79% |
| MultiPlan | Commercial|All Plans | $1,104.15 | ↑ +102% |
Visitor-reported prices
Comments
Ecg external < 48 hours scanning analysis w/report at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $454.80 | $56.86 – $79.60 |
| MercyOne Dubuque Medical Center | Dubuque | $596.70 | $52.92 – $918.00 |
| MercyOne New Hampton Medical Center | New Hampton | $500.50 | $304.84 – $770.00 |
| MercyOne Oelwein Medical Center | Oelwein | $500.50 | $294.29 – $770.00 |
| MercyOne Cedar Falls Medical Center | Cedar Falls | $642.85 | $55.58 – $1,610.00 |
| MercyOne West Des Moines Medical Center | West Des Moines | $1,058.00 | $55.68 – $1,058.00 |
| MercyOne Des Moines Medical Center | Des Moines | $687.70 | $55.68 – $1,058.00 |
| MercyOne Newton Medical Center | Newton | $500.50 | $55.84 – $770.00 |