Diagnostic Mammogram (one breast) at CHI Health Mercy Council Bluffs

800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$100.38

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$239.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$32.55 with Centene vs $308.16 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Centene Medicaid|NE Total Care $32.55 ↓ -68%
ELAP Commercial|All Plans $60.76 ↓ -39%
United Medicaid|Community Plan $99.82 ↓ -1%
Medica Commercial|Open Access $112.84 ↑ +12%
Midlands Choice Commercial|Premier $112.84 ↑ +12%
Centene Medicaid|IA Total Care $113.47 ↑ +13%
Amerigroup Medicaid|All Plans $113.47 ↑ +13%
IAMolina Medicaid|All Plans $115.70 ↑ +15%
QuikTrip Commercial|All Plans $130.20 ↑ +30%
PHCS Commercial|All Plans $154.07 ↑ +53%
Midlands Choice Commercial|Standard $162.75 ↑ +62%
Medica Commercial|ACO $164.79 ↑ +64%
MultiPlan Commercial|All Plans $184.45 ↑ +84%
Creighton University Employees Commercial|All Plans $217.00 ↑ +116%
Medica Commercial|CHI Health $241.85 ↑ +141%
Medica Commercial|All Other Plans $253.26 ↑ +152%
United Commercial|All Plans $308.16 ↑ +207%

Visitor-reported prices

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Diagnostic Mammogram (one breast) at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $211.80 $164.52 – $164.52
MercyOne Dubuque Medical Center Dubuque $312.65 $77.11 – $481.00
MercyOne New Hampton Medical Center New Hampton $297.05 $112.74 – $457.00
MercyOne Dyersville Medical Center Dyersville $297.05 $112.74 – $514.40
MercyOne Clinton Medical Center Clinton $364.00 $77.11 – $560.00
MercyOne Oelwein Medical Center Oelwein $297.05 $112.74 – $457.00
MercyOne Cedar Falls Medical Center Cedar Falls $204.10 $73.79 – $481.75
MercyOne Elkader Medical Center Elkader $297.05 $112.74 – $477.66

All Iowa hospitals for this procedure →