CT t-spine w /wo contrast at CHI Health Mercy Council Bluffs
800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759
$1,112.16
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,648.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$169.01 with Amerigroup vs $2,250.80 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Amerigroup | Medicaid|All Plans | $169.01 | ↓ -85% |
| Centene | Medicaid|IA Total Care | $169.01 | ↓ -85% |
| IAMolina | Medicaid|All Plans | $172.33 | ↓ -85% |
| Humana | Medicare|All Plans | $173.49 | ↓ -84% |
| Medica | Medicare|All Plans | $173.49 | ↓ -84% |
| United | Medicare|All Plans | $173.49 | ↓ -84% |
| PACE | Medicare|All Plans | $173.49 | ↓ -84% |
| BCBS - NE | Medicare|All Plans | $173.49 | ↓ -84% |
| Todays Options | Medicare|All Plans | $176.96 | ↓ -84% |
| Centene | Medicare|All Plans | $178.69 | ↓ -84% |
| Amerigroup | Medicare|All Plans | $182.16 | ↓ -84% |
| Great Plains | Medicare|All Plans | $182.16 | ↓ -84% |
| Medica | Commercial|ACO | $272.18 | ↓ -76% |
| AMPS | Commercial|All Plans | $385.15 | ↓ -65% |
| Centene | Medicaid|NE Total Care | $397.20 | ↓ -64% |
| Medica | Commercial|CHI Health | $398.04 | ↓ -64% |
| Medica | Commercial|All Other Plans | $416.82 | ↓ -63% |
| Creighton University Employees | Commercial|All Plans | $548.46 | ↓ -51% |
| United | Commercial|All Plans | $679.07 | ↓ -39% |
| ELAP | Commercial|All Plans | $741.44 | ↓ -33% |
| One World | Commercial|Narrow Network | $947.09 | ↓ -15% |
| Millard Public Schools | Commercial|Narrow Network | $947.09 | ↓ -15% |
| Greater Omaha Packing | Commercial|Narrow Network | $947.09 | ↓ -15% |
| Timpte | Commercial|Broad Network | $1,089.16 | ↓ -2% |
| Greater Omaha Packing | Commercial|Broad Network | $1,089.16 | ↓ -2% |
| Millard Public Schools | Commercial|Broad Network | $1,089.16 | ↓ -2% |
| One World | Commercial|Broad Network | $1,089.16 | ↓ -2% |
| United | Medicaid|Community Plan | $1,218.08 | ↑ +10% |
| Midlands Choice | Commercial|Premier | $1,376.96 | ↑ +24% |
| Medica | Commercial|Open Access | $1,376.96 | ↑ +24% |
| QuikTrip | Commercial|All Plans | $1,588.80 | ↑ +43% |
| PHCS | Commercial|All Plans | $1,880.08 | ↑ +69% |
| Midlands Choice | Commercial|Standard | $1,986.00 | ↑ +79% |
| MultiPlan | Commercial|All Plans | $2,250.80 | ↑ +102% |
Visitor-reported prices
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CT t-spine w /wo contrast at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $1,435.20 | $170.40 – $238.57 |
| MercyOne Dubuque Medical Center | Dubuque | $1,646.45 | $157.36 – $2,533.00 |
| MercyOne North Iowa Medical Center | Mason City | $1,646.45 | $169.72 – $2,533.00 |
| MercyOne Genesis Davenport Medical Center | Davenport | $1,612.20 | $170.40 – $238.57 |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $1,612.20 | $913.58 – $1,961.51 |
| UnityPoint Health - Allen Hospital | Waterloo | $1,768.84 | $55.55 – $1,165.22 |
| UnityPoint Health - Finley Hospital | Dubuque | $2,086.91 | $55.55 – $2,086.90 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $554.40 | $55.55 – $177.12 |