CT t-spine w /wo contrast at MercyOne Genesis DeWitt Medical Center
1118 11th Street, DeWitt, IA · MercyOne · · NPI 1407938269
$1,612.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,687.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$913.58 with Wellmark vs $1,961.51 with UHC — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Wellmark | Medicare Advantage | $913.58 | ↓ -43% |
| Naphcare | All Products | $913.58 | ↓ -43% |
| Wellmark | All Products | $1,155.41 | ↓ -28% |
| UHC | All Products | $1,961.51 | ↑ +22% |
Visitor-reported prices
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CT t-spine w /wo contrast at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $1,435.20 | $170.40 – $238.57 |
| MercyOne Dubuque Medical Center | Dubuque | $1,646.45 | $157.36 – $2,533.00 |
| MercyOne North Iowa Medical Center | Mason City | $1,646.45 | $169.72 – $2,533.00 |
| MercyOne Genesis Davenport Medical Center | Davenport | $1,612.20 | $170.40 – $238.57 |
| UnityPoint Health - Allen Hospital | Waterloo | $1,768.84 | $55.55 – $1,165.22 |
| UnityPoint Health - Finley Hospital | Dubuque | $2,086.91 | $55.55 – $2,086.90 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $554.40 | $55.55 – $177.12 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $3,123.93 | $55.55 – $1,148.04 |