Catheterization collection of specimen single patient all places of service at CHI Health Mercy Council Bluffs

800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$87.78

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$209.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$9.09 with United vs $3,259.25 with Timpte — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicare|All Plans $9.09 ↓ -90%
Humana Medicare|All Plans $9.09 ↓ -90%
BCBS - NE Medicare|All Plans $9.09 ↓ -90%
PACE Medicare|All Plans $9.09 ↓ -90%
Medica Medicare|All Plans $9.09 ↓ -90%
Todays Options Medicare|All Plans $9.27 ↓ -89%
Centene Medicare|All Plans $9.36 ↓ -89%
Great Plains Medicare|All Plans $9.54 ↓ -89%
Amerigroup Medicare|All Plans $9.54 ↓ -89%
Medica Commercial|ACO $16.40 ↓ -81%
Medica Commercial|CHI Health $17.62 ↓ -80%
Medica Commercial|All Other Plans $18.45 ↓ -79%
AMPS Commercial|All Plans $20.18 ↓ -77%
Centene Medicaid|NE Total Care $31.35 ↓ -64%
ELAP Commercial|All Plans $58.52 ↓ -33%
United Medicaid|Community Plan $96.14 ↑ +10%
Midlands Choice Commercial|Premier $108.68 ↑ +24%
Medica Commercial|Open Access $108.68 ↑ +24%
QuikTrip Commercial|All Plans $125.40 ↑ +43%
Creighton University Employees Commercial|All Plans $135.85 ↑ +55%
PHCS Commercial|All Plans $148.39 ↑ +69%
United Commercial|All Plans $154.66 ↑ +76%
Midlands Choice Commercial|Standard $156.75 ↑ +79%
MultiPlan Commercial|All Plans $177.65 ↑ +102%
One World Commercial|Narrow Network $2,834.13 ↑ +3129%
Millard Public Schools Commercial|Narrow Network $2,834.13 ↑ +3129%
Greater Omaha Packing Commercial|Narrow Network $2,834.13 ↑ +3129%
Greater Omaha Packing Commercial|Broad Network $3,259.25 ↑ +3613%
One World Commercial|Broad Network $3,259.25 ↑ +3613%
Millard Public Schools Commercial|Broad Network $3,259.25 ↑ +3613%
Timpte Commercial|Broad Network $3,259.25 ↑ +3613%

Visitor-reported prices

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Catheterization collection of specimen single patient all places of service at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Dubuque Medical Center Dubuque $22.75 $8.57 – $35.00
MercyOne Clinton Medical Center Clinton $49.40 $8.57 – $76.00
MercyOne Oelwein Medical Center Oelwein $70.20 $9.15 – $108.00
MercyOne Elkader Medical Center Elkader $70.20 $9.15 – $108.00
MercyOne West Des Moines Medical Center West Des Moines $125.00 $8.57 – $125.00
MercyOne Des Moines Medical Center Des Moines $17.55 $5.43 – $27.00
MercyOne Centerville Medical Center Centerville $108.00 $9.15 – $108.00
MercyOne Newton Medical Center Newton $70.20 $9.15 – $108.00

All Iowa hospitals for this procedure →