Catheterization collection of specimen single patient all places of service at MercyOne Clinton Medical Center

1410 N. Fourth St, Clinton, IA · MercyOne · · NPI 1427093962

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$49.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$76.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8.57 with GEHA vs $76.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
GEHA UNITED HEALTHCARE $8.57 ↓ -83%
UNITED HEALTHCARE UNITED HEALTHCARE $8.57 ↓ -83%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $9.15 ↓ -81%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $9.15 ↓ -81%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $9.15 ↓ -81%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $9.24 ↓ -81%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $9.34 ↓ -81%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $9.53 ↓ -81%
AMISH HOSPITAL AID AMISH HOSPITAL AID $12.42 ↓ -75%
OSCAR OSCAR $12.74 ↓ -74%
AMBETTER AMBETTER MARKETPLACE $15.69 ↓ -68%
NOVA CLAIMDOC $18.77 ↓ -62%
CLAIMDOC CLAIMDOC $18.77 ↓ -62%
HEALTH CHOICES MEDICAL ASSOCIATES $21.51 ↓ -56%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $21.51 ↓ -56%
PREFERRED HEALTH CHOICE PREFERRED HEALTH CHOICES $21.96 ↓ -56%
THE ALLIANCE THE ALLIANCE $46.09 ↓ -7%
FIRST HEALTH AETNA $66.50 ↑ +35%
LUMINARE HEALTH AETNA $66.50 ↑ +35%
CHRISTIAN BROTHER SERVICES AETNA $66.50 ↑ +35%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $66.50 ↑ +35%
LUCENT HEALTH AETNA $66.50 ↑ +35%
AETNA AETNA $66.50 ↑ +35%
ASR HEALTH BENEFITS AETNA $66.50 ↑ +35%
1199 NATIONAL BENEFIT FUND AETNA $66.50 ↑ +35%
AETNA DOMESTIC AETNA $66.50 ↑ +35%
COVENTRY AETNA $66.50 ↑ +35%
ALLIED BENEFIT SYSTEMS AETNA $66.50 ↑ +35%
MERITAIN AETNA $66.50 ↑ +35%
WEBTPA AETNA $66.50 ↑ +35%
MEDICAL MUTUAL AETNA $66.50 ↑ +35%
AETNA EAP AETNA $66.50 ↑ +35%
HEALTH PARTNERS HEALTH PARTNERS $66.65 ↑ +35%
QUALCARE QCCH $68.40 ↑ +38%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $68.40 ↑ +38%
CIGNA MIDLANDS CHOICE PPO $68.40 ↑ +38%
MULTIPLAN MULTIPLAN $68.40 ↑ +38%
MIDLANDS MIDLANDS CHOICE PPO $68.40 ↑ +38%
CIGNA EAP MIDLANDS CHOICE PPO $68.40 ↑ +38%
MEDICA MIDLANDS CHOICE PPO $68.40 ↑ +38%
AUXIANT MIDLANDS CHOICE PPO $68.40 ↑ +38%
USA MANAGED CARE USA MANAGED CARE $72.20 ↑ +46%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $76.00 ↑ +54%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $76.00 ↑ +54%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $76.00 ↑ +54%

Visitor-reported prices

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Catheterization collection of specimen single patient all places of service at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Dubuque Medical Center Dubuque $22.75 $8.57 – $35.00
MercyOne Oelwein Medical Center Oelwein $70.20 $9.15 – $108.00
MercyOne Elkader Medical Center Elkader $70.20 $9.15 – $108.00
MercyOne West Des Moines Medical Center West Des Moines $125.00 $8.57 – $125.00
MercyOne Des Moines Medical Center Des Moines $17.55 $5.43 – $27.00
MercyOne Centerville Medical Center Centerville $108.00 $9.15 – $108.00
MercyOne Newton Medical Center Newton $70.20 $9.15 – $108.00
MercyOne North Iowa Medical Center Mason City $22.00 $2.60 – $32.00

All Iowa hospitals for this procedure →