Aqua therapy w/exercise/ea 15 min 97113 at CHI Health Mercy Council Bluffs

800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$60.90

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$145.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$21.75 with Centene vs $190.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Centene Medicaid|NE Total Care $21.75 ↓ -64%
Centene Medicaid|IA Total Care $27.67 ↓ -55%
Amerigroup Medicaid|All Plans $27.67 ↓ -55%
IAMolina Medicaid|All Plans $28.22 ↓ -54%
ELAP Commercial|All Plans $40.60 ↓ -33%
Medica Commercial|All Other Plans $64.48 ↑ +6%
United Medicaid|Community Plan $66.70 ↑ +10%
Medica Commercial|ACO $71.67 ↑ +18%
Medica Commercial|CHI Health $72.43 ↑ +19%
Medica Commercial|Open Access $87.00 ↑ +43%
Midlands Choice Commercial|Premier $87.00 ↑ +43%
QuikTrip Commercial|All Plans $87.00 ↑ +43%
PHCS Commercial|All Plans $102.95 ↑ +69%
Midlands Choice Commercial|Standard $108.75 ↑ +79%
MultiPlan Commercial|All Plans $123.25 ↑ +102%
Timpte Commercial|Broad Network $145.00 ↑ +138%
Greater Omaha Packing Commercial|Broad Network $145.00 ↑ +138%
Greater Omaha Packing Commercial|Narrow Network $145.00 ↑ +138%
One World Commercial|Broad Network $145.00 ↑ +138%
One World Commercial|Narrow Network $145.00 ↑ +138%
Millard Public Schools Commercial|Broad Network $145.00 ↑ +138%
Millard Public Schools Commercial|Narrow Network $145.00 ↑ +138%
Creighton University Employees Commercial|All Plans $158.00 ↑ +159%
United Commercial|All Plans $190.00 ↑ +212%

Visitor-reported prices

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Aqua therapy w/exercise/ea 15 min 97113 at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $66.60 $46.97 – $46.97
MercyOne Dubuque Medical Center Dubuque $77.35 $27.67 – $231.00
MercyOne Des Moines Medical Center Des Moines $111.15 $27.67 – $189.00
MercyOne Centerville Medical Center Centerville $199.00 $54.61 – $199.00
MercyOne Newton Medical Center Newton $129.35 $27.67 – $199.00
MercyOne North Iowa Medical Center Mason City $94.25 $27.67 – $350.00
MercyOne Genesis Davenport Medical Center Davenport $77.40 not published
MercyOne Genesis DeWitt Medical Center DeWitt $77.40 $42.16 – $55.48

All Iowa hospitals for this procedure →