Abdominal MRI (without contrast) at CHI Health Mercy Council Bluffs

800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$1,406.58

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,349.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$229.50 with Amerigroup vs $2,846.65 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Amerigroup Medicaid|All Plans $229.50 ↓ -84%
Centene Medicaid|IA Total Care $229.50 ↓ -84%
IAMolina Medicaid|All Plans $234.00 ↓ -83%
Humana Medicare|All Plans $235.57 ↓ -83%
Medica Medicare|All Plans $235.57 ↓ -83%
United Medicare|All Plans $235.57 ↓ -83%
PACE Medicare|All Plans $235.57 ↓ -83%
BCBS - NE Medicare|All Plans $235.57 ↓ -83%
Todays Options Medicare|All Plans $240.28 ↓ -83%
Centene Medicare|All Plans $242.64 ↓ -83%
Amerigroup Medicare|All Plans $247.35 ↓ -82%
Great Plains Medicare|All Plans $247.35 ↓ -82%
Medica Commercial|ACO $250.74 ↓ -82%
Medica Commercial|CHI Health $394.30 ↓ -72%
Medica Commercial|All Other Plans $412.90 ↓ -71%
Centene Medicaid|NE Total Care $502.35 ↓ -64%
AMPS Commercial|All Plans $522.97 ↓ -63%
Creighton University Employees Commercial|All Plans $686.52 ↓ -51%
United Commercial|All Plans $850.01 ↓ -40%
ELAP Commercial|All Plans $937.72 ↓ -33%
One World Commercial|Narrow Network $1,188.20 ↓ -16%
Millard Public Schools Commercial|Narrow Network $1,188.20 ↓ -16%
Greater Omaha Packing Commercial|Narrow Network $1,188.20 ↓ -16%
Timpte Commercial|Broad Network $1,366.43 ↓ -3%
Greater Omaha Packing Commercial|Broad Network $1,366.43 ↓ -3%
Millard Public Schools Commercial|Broad Network $1,366.43 ↓ -3%
One World Commercial|Broad Network $1,366.43 ↓ -3%
United Medicaid|Community Plan $1,540.54 ↑ +10%
Midlands Choice Commercial|Premier $1,741.48 ↑ +24%
Medica Commercial|Open Access $1,741.48 ↑ +24%
QuikTrip Commercial|All Plans $2,009.40 ↑ +43%
PHCS Commercial|All Plans $2,377.79 ↑ +69%
Midlands Choice Commercial|Standard $2,511.75 ↑ +79%
MultiPlan Commercial|All Plans $2,846.65 ↑ +102%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Abdominal MRI (without contrast) at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $1,414.20 $231.38 – $323.93
MercyOne Dubuque Medical Center Dubuque $2,458.95 $214.06 – $3,783.00
MercyOne Clinton Medical Center Clinton $1,286.35 $219.72 – $1,979.00
MercyOne Oelwein Medical Center Oelwein $2,859.35 $1,681.30 – $4,399.00
MercyOne Cedar Falls Medical Center Cedar Falls $1,602.90 $224.79 – $2,466.00
MercyOne West Des Moines Medical Center West Des Moines $5,382.00 $225.21 – $5,382.00
MercyOne Des Moines Medical Center Des Moines $3,046.55 $225.21 – $4,687.00
MercyOne Centerville Medical Center Centerville $4,399.00 $1,207.09 – $4,399.00

All Iowa hospitals for this procedure →