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Abdominal MRI (without contrast) at MercyOne Centerville Medical Center
1 Saint Joseph Dr, Centerville, IA · MercyOne · · NPI 1356391635
$4,399.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,399.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,207.09 with MEDICARE MEDICAL ASSOCIATES HEALTH PLANS vs $4,399.00 with IOWA DEPT OF PUBLIC HEALTH — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| MEDICARE MEDICAL ASSOCIATES HEALTH PLANS | MEDICAL ASSOCIATES MEDICARE ADVANTAGE | $1,207.09 | ↓ -73% |
| IOWA TOTAL CARE | IOWA TOTAL CARE MEDICAID | $1,211.48 | ↓ -72% |
| MOLINA MEDICAID | MOLINA MEDICAID | $1,229.30 | ↓ -72% |
| WELLPOINT MEDICAID | WELLPOINT MEDICAID | $1,235.24 | ↓ -72% |
| BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE | WELLMARK MEDICARE ADVANTAGE | $1,262.51 | ↓ -71% |
| AETNA MEDICARE ADVANTAGE | AETNA MEDICARE ADVANTAGE | $1,275.71 | ↓ -71% |
| HEALTH PARTNERS MEDICARE ADVANTAGE | UNITYPOINT HEALTH PARTNERS MEDICARE ADV | $1,288.47 | ↓ -71% |
| WELLPOINT MEDICARE ADVANTAGE | WELLPOINT MEDICARE ADVANTAGE | $1,301.22 | ↓ -70% |
| MEDIGOLD MEDICARE ADVANTAGE | MERCYONE HEALTH PLAN MEDICARE ADVANTAGE | $1,325.42 | ↓ -70% |
| UNITED HEALTHCARE MEDICARE | UNITED HEALTHCARE MEDICARE ADVANTAGE | $1,352.25 | ↓ -69% |
| AMISH HOSPITAL AID | AMISH HOSPITAL AID | $1,696.69 | ↓ -61% |
| AMBETTER | AMBETTER MARKETPLACE | $2,143.19 | ↓ -51% |
| NOVA | CLAIMDOC | $2,564.18 | ↓ -42% |
| CLAIMDOC | CLAIMDOC | $2,564.18 | ↓ -42% |
| GEHA | UNITED HEALTHCARE | $3,167.28 | ↓ -28% |
| UNITED HEALTHCARE | UNITED HEALTHCARE | $3,167.28 | ↓ -28% |
| MEDICAL ASSOCIATES | MEDICAL ASSOCIATES | $3,360.84 | ↓ -24% |
| HEALTH CHOICES | MEDICAL ASSOCIATES | $3,360.84 | ↓ -24% |
| WEBTPA | AETNA | $4,121.86 | ↓ -6% |
| COVENTRY | AETNA | $4,121.86 | ↓ -6% |
| ALLIED BENEFIT SYSTEMS | AETNA | $4,121.86 | ↓ -6% |
| LUCENT HEALTH | AETNA | $4,121.86 | ↓ -6% |
| LUMINARE HEALTH | AETNA | $4,121.86 | ↓ -6% |
| ASR HEALTH BENEFITS | AETNA | $4,121.86 | ↓ -6% |
| CHRISTIAN BROTHER SERVICES | AETNA | $4,121.86 | ↓ -6% |
| FIRST HEALTH | AETNA | $4,121.86 | ↓ -6% |
| 1199 NATIONAL BENEFIT FUND | AETNA | $4,121.86 | ↓ -6% |
| AETNA | AETNA | $4,121.86 | ↓ -6% |
| MERITAIN | AETNA | $4,121.86 | ↓ -6% |
| MEDICAL MUTUAL | AETNA | $4,121.86 | ↓ -6% |
| TRUSTMARK SMALL BUSINESS BENEFITS | AETNA | $4,121.86 | ↓ -6% |
| AETNA DOMESTIC | AETNA | $4,121.86 | ↓ -6% |
| AETNA EAP | AETNA | $4,121.86 | ↓ -6% |
| HEALTH PARTNERS | HEALTH PARTNERS | $4,231.84 | ↓ -4% |
| MIDLANDS CHOICE | MIDLANDS CHOICE PPO | $4,311.02 | ↓ -2% |
| MIDLANDS | MIDLANDS CHOICE PPO | $4,311.02 | ↓ -2% |
| AUXIANT | MIDLANDS CHOICE PPO | $4,311.02 | ↓ -2% |
| MEDICA | MIDLANDS CHOICE PPO | $4,311.02 | ↓ -2% |
| CIGNA | MIDLANDS CHOICE PPO | $4,311.02 | ↓ -2% |
| CIGNA EAP | MIDLANDS CHOICE PPO | $4,311.02 | ↓ -2% |
| UNITED HEALTHCARE | UHC OPTUM BEHAVIORAL HEALTH | $4,399.00 | ↑ +0% |
| CRIME VICTIM ASSISTANCE | CRIME VICTIMS | $4,399.00 | ↑ +0% |
| IOWA DEPT OF PUBLIC HEALTH | CARE FOR YOURSELF | $4,399.00 | ↑ +0% |
Visitor-reported prices
Comments
Abdominal MRI (without contrast) at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $3,553.49 | $63.62 – $1,175.32 |
| UnityPoint Health - Allen Hospital | Waterloo | $1,310.02 | $63.62 – $862.97 |
| MercyOne Genesis Davenport West Medical Center | Davenport | $1,414.20 | $231.38 – $323.93 |
| MercyOne Dubuque Medical Center | Dubuque | $2,458.95 | $214.06 – $3,783.00 |
| MercyOne Clinton Medical Center | Clinton | $1,286.35 | $219.72 – $1,979.00 |
| MercyOne Oelwein Medical Center | Oelwein | $2,859.35 | $1,681.30 – $4,399.00 |
| MercyOne Cedar Falls Medical Center | Cedar Falls | $1,602.90 | $224.79 – $2,466.00 |
| MercyOne West Des Moines Medical Center | West Des Moines | $5,382.00 | $225.21 – $5,382.00 |