Abdominal MRI (with and without contrast) at CHI Health Mercy Council Bluffs

800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$1,803.06

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,293.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$339.07 with Amerigroup vs $3,649.05 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Amerigroup Medicaid|All Plans $339.07 ↓ -81%
Centene Medicaid|IA Total Care $339.07 ↓ -81%
IAMolina Medicaid|All Plans $345.72 ↓ -81%
Humana Medicare|All Plans $348.04 ↓ -81%
Medica Medicare|All Plans $348.04 ↓ -81%
United Medicare|All Plans $348.04 ↓ -81%
PACE Medicare|All Plans $348.04 ↓ -81%
BCBS - NE Medicare|All Plans $348.04 ↓ -81%
Todays Options Medicare|All Plans $355.00 ↓ -80%
Centene Medicare|All Plans $358.48 ↓ -80%
Amerigroup Medicare|All Plans $365.44 ↓ -80%
Great Plains Medicare|All Plans $365.44 ↓ -80%
Medica Commercial|ACO $462.19 ↓ -74%
Centene Medicaid|NE Total Care $643.95 ↓ -64%
Medica Commercial|CHI Health $681.52 ↓ -62%
Medica Commercial|All Other Plans $713.68 ↓ -60%
AMPS Commercial|All Plans $772.65 ↓ -57%
Creighton University Employees Commercial|All Plans $1,039.63 ↓ -42%
ELAP Commercial|All Plans $1,202.04 ↓ -33%
United Commercial|All Plans $1,287.22 ↓ -29%
One World Commercial|Narrow Network $1,799.07 ↓ -0%
Millard Public Schools Commercial|Narrow Network $1,799.07 ↓ -0%
Greater Omaha Packing Commercial|Narrow Network $1,799.07 ↓ -0%
United Medicaid|Community Plan $1,974.78 ↑ +10%
Timpte Commercial|Broad Network $2,068.93 ↑ +15%
Greater Omaha Packing Commercial|Broad Network $2,068.93 ↑ +15%
Millard Public Schools Commercial|Broad Network $2,068.93 ↑ +15%
One World Commercial|Broad Network $2,068.93 ↑ +15%
Midlands Choice Commercial|Premier $2,232.36 ↑ +24%
Medica Commercial|Open Access $2,232.36 ↑ +24%
QuikTrip Commercial|All Plans $2,575.80 ↑ +43%
PHCS Commercial|All Plans $3,048.03 ↑ +69%
Midlands Choice Commercial|Standard $3,219.75 ↑ +79%
MultiPlan Commercial|All Plans $3,649.05 ↑ +102%

Visitor-reported prices

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Abdominal MRI (with and without contrast) at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $2,814.60 $341.85 – $478.59
MercyOne Dubuque Medical Center Dubuque $4,909.45 $312.99 – $7,553.00
MercyOne New Hampton Medical Center New Hampton $3,478.15 $2,118.46 – $5,351.00
MercyOne Clinton Medical Center Clinton $1,800.50 $321.26 – $2,770.00
MercyOne Oelwein Medical Center Oelwein $3,478.15 $2,045.15 – $5,351.00
MercyOne Cedar Falls Medical Center Cedar Falls $5,174.00 $328.68 – $7,960.00
MercyOne Elkader Medical Center Elkader $3,478.15 $2,754.16 – $5,592.87
MercyOne West Des Moines Medical Center West Des Moines $7,916.00 $329.29 – $7,916.00

All Iowa hospitals for this procedure →