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Abdominal MRI (with and without contrast) at MercyOne New Hampton Medical Center

308 North Maple Ave, New Hampton, IA · MercyOne · · NPI 1770651515

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$3,478.15

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,351.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2,118.46 with BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE vs $5,351.00 with IOWA DEPT OF PUBLIC HEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $2,118.46 ↓ -39%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $2,140.40 ↓ -38%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $2,161.80 ↓ -38%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $2,183.21 ↓ -37%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $2,254.91 ↓ -35%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $2,268.82 ↓ -35%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $2,390.29 ↓ -31%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $2,702.26 ↓ -22%
HEALTH CHOICES MEDICAL ASSOCIATES $2,702.26 ↓ -22%
AMISH HOSPITAL AID AMISH HOSPITAL AID $2,846.73 ↓ -18%
OSCAR OSCAR $3,146.39 ↓ -10%
GEHA UNITED HEALTHCARE $3,210.60 ↓ -8%
UNITED HEALTHCARE UNITED HEALTHCARE $3,210.60 ↓ -8%
AMBETTER AMBETTER MARKETPLACE $3,595.87 ↑ +3%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $3,656.87 ↑ +5%
MOLINA MEDICAID MOLINA MEDICAID $3,710.65 ↑ +7%
WELLPOINT MEDICAID WELLPOINT MEDICAID $3,728.58 ↑ +7%
NOVA CLAIMDOC $4,302.20 ↑ +24%
CLAIMDOC CLAIMDOC $4,302.20 ↑ +24%
WEBTPA AETNA $5,056.70 ↑ +45%
COVENTRY AETNA $5,056.70 ↑ +45%
ALLIED BENEFIT SYSTEMS AETNA $5,056.70 ↑ +45%
LUCENT HEALTH AETNA $5,056.70 ↑ +45%
LUMINARE HEALTH AETNA $5,056.70 ↑ +45%
ASR HEALTH BENEFITS AETNA $5,056.70 ↑ +45%
FIRST HEALTH AETNA $5,056.70 ↑ +45%
1199 NATIONAL BENEFIT FUND AETNA $5,056.70 ↑ +45%
AETNA AETNA $5,056.70 ↑ +45%
MERITAIN AETNA $5,056.70 ↑ +45%
MEDICAL MUTUAL AETNA $5,056.70 ↑ +45%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $5,056.70 ↑ +45%
AETNA DOMESTIC AETNA $5,056.70 ↑ +45%
AETNA EAP AETNA $5,056.70 ↑ +45%
FIRST CHOICE HEALTH FIRST CHOICE $5,083.45 ↑ +46%
HEALTH PARTNERS HEALTH PARTNERS $5,142.31 ↑ +48%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $5,190.47 ↑ +49%
MIDLANDS MIDLANDS CHOICE PPO $5,190.47 ↑ +49%
AUXIANT MIDLANDS CHOICE PPO $5,190.47 ↑ +49%
MEDICA MIDLANDS CHOICE PPO $5,190.47 ↑ +49%
CIGNA MIDLANDS CHOICE PPO $5,190.47 ↑ +49%
CIGNA EAP MIDLANDS CHOICE PPO $5,190.47 ↑ +49%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $5,351.00 ↑ +54%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $5,351.00 ↑ +54%

Visitor-reported prices

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Abdominal MRI (with and without contrast) at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Iowa Lutheran Hospital Des Moines $5,169.83 $96.27 – $1,899.91
UnityPoint Health - Allen Hospital Waterloo $3,870.12 $96.27 – $1,638.53
MercyOne Genesis Davenport West Medical Center Davenport $2,814.60 $341.85 – $478.59
MercyOne Dubuque Medical Center Dubuque $4,909.45 $312.99 – $7,553.00
MercyOne Clinton Medical Center Clinton $1,800.50 $321.26 – $2,770.00
MercyOne Oelwein Medical Center Oelwein $3,478.15 $2,045.15 – $5,351.00
MercyOne Cedar Falls Medical Center Cedar Falls $5,174.00 $328.68 – $7,960.00
MercyOne Elkader Medical Center Elkader $3,478.15 $2,754.16 – $5,592.87

All Iowa hospitals for this procedure →