Incision of achilles tendon at MercyOne Centerville Medical Center

1 Saint Joseph Dr, Centerville, IA · MercyOne · · NPI 1356391635

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$7,202.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$7,202.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,317.39 with MEDICARE MEDICAL ASSOCIATES HEALTH PLANS vs $4,801.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $1,317.39 ↓ -82%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $1,322.20 ↓ -82%
MOLINA MEDICAID MOLINA MEDICAID $1,341.64 ↓ -81%
WELLPOINT MEDICAID WELLPOINT MEDICAID $1,348.12 ↓ -81%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $1,377.89 ↓ -81%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $1,392.29 ↓ -81%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $1,406.21 ↓ -80%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $1,420.14 ↓ -80%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $1,446.54 ↓ -80%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $1,475.83 ↓ -80%
AMISH HOSPITAL AID AMISH HOSPITAL AID $1,851.75 ↓ -74%
AMBETTER AMBETTER MARKETPLACE $2,339.05 ↓ -68%
NOVA CLAIMDOC $2,798.50 ↓ -61%
CLAIMDOC CLAIMDOC $2,798.50 ↓ -61%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $3,667.96 ↓ -49%
HEALTH CHOICES MEDICAL ASSOCIATES $3,667.96 ↓ -49%
GEHA UNITED HEALTHCARE $4,200.88 ↓ -42%
UNITED HEALTHCARE UNITED HEALTHCARE $4,200.88 ↓ -42%
COVENTRY AETNA $4,498.54 ↓ -38%
ALLIED BENEFIT SYSTEMS AETNA $4,498.54 ↓ -38%
MERITAIN AETNA $4,498.54 ↓ -38%
LUCENT HEALTH AETNA $4,498.54 ↓ -38%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $4,498.54 ↓ -38%
FIRST HEALTH AETNA $4,498.54 ↓ -38%
AETNA DOMESTIC AETNA $4,498.54 ↓ -38%
ASR HEALTH BENEFITS AETNA $4,498.54 ↓ -38%
AETNA AETNA $4,498.54 ↓ -38%
CHRISTIAN BROTHER SERVICES AETNA $4,498.54 ↓ -38%
LUMINARE HEALTH AETNA $4,498.54 ↓ -38%
WEBTPA AETNA $4,498.54 ↓ -38%
MEDICAL MUTUAL AETNA $4,498.54 ↓ -38%
AETNA EAP AETNA $4,498.54 ↓ -38%
1199 NATIONAL BENEFIT FUND AETNA $4,498.54 ↓ -38%
HEALTH PARTNERS HEALTH PARTNERS $4,618.56 ↓ -36%
MEDICA MIDLANDS CHOICE PPO $4,704.98 ↓ -35%
CIGNA MIDLANDS CHOICE PPO $4,704.98 ↓ -35%
CIGNA EAP MIDLANDS CHOICE PPO $4,704.98 ↓ -35%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $4,704.98 ↓ -35%
MIDLANDS MIDLANDS CHOICE PPO $4,704.98 ↓ -35%
AUXIANT MIDLANDS CHOICE PPO $4,704.98 ↓ -35%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $4,801.00 ↓ -33%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $4,801.00 ↓ -33%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $4,801.00 ↓ -33%

Visitor-reported prices

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Incision of achilles tendon at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Waterloo Medical Center Waterloo $756.00 $55.28 – $398.83
UnityPoint Health - Allen Hospital Waterloo $3,306.48 $168.44 – $2,178.14
UnityPoint Health - Finley Hospital Dubuque $1,700.80 $168.44 – $1,407.13
UnityPoint Health - Grinnell Regional Medical Center Grinnell $1,700.80 $168.44 – $1,592.36
UnityPoint Health - Iowa Lutheran Hospital Des Moines $3,888.31 $168.44 – $1,541.92
UnityPoint Health - Jones Regional Medical Center Anamosa $1,700.80 $168.44 – $447.88
UnityPoint Health - Marshalltown Marshalltown $3,306.48 $168.44 – $1,983.89
UnityPoint Health - St. Lukes Downtown Sioux City $1,700.80 $168.44 – $1,417.36

All Iowa hospitals for this procedure →