MRA w/cont, lwr ext at UnityPoint Health - Trinity Bettendorf
4500 Utica Ridge Road, Bettendorf, IA · UnityPoint Health · · NPI 1124110820
$4,346.57
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$5,433.21
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$307.31 with Iowa Total Care vs $2,863.30 with Cigna/Midlands — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Iowa Total Care | Managed Medicaid | $307.31 | ↓ -93% |
| Amerigroup | Managed Medicaid | $307.31 | ↓ -93% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $335.86 | ↓ -92% |
| Health Alliance | Medicare Advantage | $335.86 | ↓ -92% |
| Aetna | Medicare Advantage | $335.86 | ↓ -92% |
| United Healthcare | Medicare Advantage | $345.74 | ↓ -92% |
| Meridian Health Plan | Medicare Advantage | $345.74 | ↓ -92% |
| Humana | Medicare Advantage | $345.74 | ↓ -92% |
| Health Partners Open Network | Commercial | $515.10 | ↓ -88% |
| Ambetter | HMO | $526.84 | ↓ -88% |
| Aetna | HMO | $772.98 | ↓ -82% |
| Aetna | PPO | $881.12 | ↓ -80% |
| United Healthcare | PPO | $917.17 | ↓ -79% |
| United Healthcare | HMO | $917.17 | ↓ -79% |
| Medica Exchange Inspire | Commercial | $1,901.62 | ↓ -56% |
| Medica Exchange Insure | Commercial | $2,129.82 | ↓ -51% |
| Cigna/Midlands | Commercial | $2,863.30 | ↓ -34% |
| Wellmark Blue Cross and Blue Shield | HMO | not published by hospital | — |
| Wellmark Blue Cross and Blue Shield | PPO | not published by hospital | — |
| Wellmark UPH Self-Funded | Commercial | not published by hospital | — |
Visitor-reported prices
Comments
MRA w/cont, lwr ext at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UnityPoint Health - Allen Hospital | Waterloo | $1,504.53 | $296.02 – $1,216.79 |
| UnityPoint Health - Finley Hospital | Dubuque | $733.60 | $314.00 – $843.64 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $733.60 | $339.99 – $355.33 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $3,013.66 | $339.99 – $1,631.14 |
| UnityPoint Health - Jones Regional Medical Center | Anamosa | $3,418.60 | $1,551.19 – $3,790.36 |
| UnityPoint Health - Marshalltown | Marshalltown | $1,504.53 | $335.86 – $1,500.77 |
| UnityPoint Health - St. Lukes Downtown | Sioux City | $733.60 | $238.42 – $533.20 |
| UnityPoint Health - Trinity Muscatine | Muscatine | $4,346.57 | $308.43 – $2,971.97 |