MRA w/cont, lwr ext at UnityPoint Health - Jones Regional Medical Center
1795 Highway 64 Est, Anamosa, IA · UnityPoint Health · · NPI 1164514741
$3,418.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,273.24
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,551.19 with Health Partners Open Network vs $3,811.73 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Health Partners Open Network | Commercial | $1,551.19 | ↓ -55% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $1,699.89 | ↓ -50% |
| Aetna | Medicare Advantage | $1,709.30 | ↓ -50% |
| Iowa Health | Medicare Advantage | $1,749.89 | ↓ -49% |
| Amerivantage | Medicare Advantage | $1,749.89 | ↓ -49% |
| United Healthcare | Medicare Advantage | $1,752.03 | ↓ -49% |
| Humana | Medicare Advantage | $1,752.03 | ↓ -49% |
| Amerigroup | Managed Medicaid | $1,880.23 | ↓ -45% |
| Iowa Total Care | Managed Medicaid | $1,880.23 | ↓ -45% |
| Wellmark UPH Self-Funded | Commercial | $2,179.35 | ↓ -36% |
| Wellmark Blue Cross and Blue Shield | HMO | $2,179.35 | ↓ -36% |
| Wellmark Blue Cross and Blue Shield | PPO | $2,179.35 | ↓ -36% |
| United Healthcare | PPO | $3,247.66 | ↓ -5% |
| United Healthcare | HMO | $3,247.66 | ↓ -5% |
| Medica Exchange Inspire | Commercial | $3,384.41 | ↓ -1% |
| Cigna/Midlands | Commercial | $3,512.60 | ↑ +3% |
| Medica Exchange Insure | Commercial | $3,790.36 | ↑ +11% |
| Aetna | HMO | $3,811.73 | ↑ +11% |
| Aetna | PPO | $3,811.73 | ↑ +11% |
Visitor-reported prices
Comments
MRA w/cont, lwr ext at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UnityPoint Health - Allen Hospital | Waterloo | $1,504.53 | $296.02 – $1,216.79 |
| UnityPoint Health - Finley Hospital | Dubuque | $733.60 | $314.00 – $843.64 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $733.60 | $339.99 – $355.33 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $3,013.66 | $339.99 – $1,631.14 |
| UnityPoint Health - Marshalltown | Marshalltown | $1,504.53 | $335.86 – $1,500.77 |
| UnityPoint Health - St. Lukes Downtown | Sioux City | $733.60 | $238.42 – $533.20 |
| UnityPoint Health - Trinity Bettendorf | Bettendorf | $4,346.57 | $307.31 – $2,863.30 |
| UnityPoint Health - Trinity Muscatine | Muscatine | $4,346.57 | $308.43 – $2,971.97 |