Finger joint sz00 swanson w/grommets at UnityPoint Health - Trinity Bettendorf

4500 Utica Ridge Road, Bettendorf, IA · UnityPoint Health · · NPI 1124110820

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$2,711.04

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,388.80

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$201.73 with United Healthcare vs $1,328.41 with Medica Exchange Insure — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare HMO $201.73 ↓ -93%
United Healthcare PPO $201.73 ↓ -93%
Wellmark Blue Cross and Blue Shield PPO $396.28 ↓ -85%
Wellmark Blue Cross and Blue Shield HMO $396.28 ↓ -85%
Wellmark UPH Self-Funded Commercial $396.28 ↓ -85%
Health Alliance Medicare Advantage $412.46 ↓ -85%
Aetna Medicare Advantage $412.46 ↓ -85%
Wellmark Blue Cross and Blue Shield Medicare Advantage $412.46 ↓ -85%
Health Partners Open Network Commercial $417.70 ↓ -85%
Humana Medicare Advantage $424.59 ↓ -84%
United Healthcare Medicare Advantage $424.59 ↓ -84%
Meridian Health Plan Medicare Advantage $424.59 ↓ -84%
Aetna PPO $452.09 ↓ -83%
Aetna HMO $452.09 ↓ -83%
Cigna/Midlands Commercial $513.36 ↓ -81%
Ambetter HMO $646.99 ↓ -76%
Medica Exchange Inspire Commercial $1,186.08 ↓ -56%
Medica Exchange Insure Commercial $1,328.41 ↓ -51%
Iowa Total Care Managed Medicaid not published by hospital
Amerigroup Managed Medicaid not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Finger joint sz00 swanson w/grommets at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Dubuque Medical Center Dubuque $2,105.74 $316.00 – $885.15
MercyOne New Hampton Medical Center New Hampton $2,000.70 $436.48 – $1,102.50
MercyOne Dyersville Medical Center Dyersville $2,105.74 $334.59 – $996.32
MercyOne Clinton Medical Center Clinton $2,105.74 $250.50 – $885.15
MercyOne Oelwein Medical Center Oelwein $2,105.74 $338.30 – $885.15
MercyOne Cedar Falls Medical Center Cedar Falls $2,105.74 $208.01 – $885.15
MercyOne Elkader Medical Center Elkader $2,105.74 $455.59 – $925.16
MercyOne West Des Moines Medical Center West Des Moines $3,239.60 $177.92 – $885.15

All Iowa hospitals for this procedure →