Ecg external < 48 hours scanning analysis w/report at UnityPoint Health - Trinity Bettendorf

4500 Utica Ridge Road, Bettendorf, IA · UnityPoint Health · · NPI 1124110820

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$734.63

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$918.28

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$30.27 with Aetna vs $189.73 with Medica Exchange Insure — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $30.27 ↓ -96%
Ambetter HMO $30.27 ↓ -96%
Health Alliance Medicare Advantage $30.27 ↓ -96%
Wellmark Blue Cross and Blue Shield Medicare Advantage $30.88 ↓ -96%
Meridian Health Plan Medicare Advantage $31.78 ↓ -96%
Humana Medicare Advantage $31.78 ↓ -96%
United Healthcare Medicare Advantage $31.78 ↓ -96%
Iowa Total Care Managed Medicaid $51.11 ↓ -93%
Amerigroup Managed Medicaid $51.11 ↓ -93%
Health Partners Open Network Commercial $68.28 ↓ -91%
Wellmark UPH Self-Funded Commercial $68.70 ↓ -91%
Wellmark Blue Cross and Blue Shield HMO $68.70 ↓ -91%
Wellmark Blue Cross and Blue Shield PPO $80.90 ↓ -89%
Aetna HMO $81.76 ↓ -89%
Cigna/Midlands Commercial $82.78 ↓ -89%
United Healthcare PPO $94.05 ↓ -87%
United Healthcare HMO $94.05 ↓ -87%
Aetna PPO $96.50 ↓ -87%
Medica Exchange Inspire Commercial $169.40 ↓ -77%
Medica Exchange Insure Commercial $189.73 ↓ -74%

Visitor-reported prices

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Ecg external < 48 hours scanning analysis w/report at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $454.80 $56.86 – $79.60
MercyOne Dubuque Medical Center Dubuque $596.70 $52.92 – $918.00
MercyOne New Hampton Medical Center New Hampton $500.50 $304.84 – $770.00
MercyOne Oelwein Medical Center Oelwein $500.50 $294.29 – $770.00
MercyOne Cedar Falls Medical Center Cedar Falls $642.85 $55.58 – $1,610.00
MercyOne West Des Moines Medical Center West Des Moines $1,058.00 $55.68 – $1,058.00
MercyOne Des Moines Medical Center Des Moines $687.70 $55.68 – $1,058.00
MercyOne Newton Medical Center Newton $500.50 $55.84 – $770.00

All Iowa hospitals for this procedure →