St treatment speech individual at MercyOne Genesis Silvis Medical Center
801 Illini Drive, Silvis, IL · MercyOne · · NPI 1427132604
$283.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$472.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$18.24 with Wellmark vs $315.13 with UHC — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Wellmark | All Products | $18.24 | ↓ -94% |
| Oscar | All Products | $21.20 | ↓ -93% |
| Midlands Choice | All Products | $52.44 | ↓ -81% |
| UHC | PPO | $301.15 | ↑ +6% |
| UHC | HMO | $315.13 | ↑ +11% |
| Wellmark | Medicare Advantage | not published by hospital | — |
| Naphcare | All Products | not published by hospital | — |
Visitor-reported prices
Comments
St treatment speech individual at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Aledo Medical Center | Aledo | $283.20 | $25.65 – $26.79 |
| Uchicago Medicine Adventhealth Hinsdale | Hinsdale | $85.00 | $71.98 – $119.10 |
| Advocate Christ Medical Center | Oak Lawn | $195.00 | $35.46 – $469.00 |
| Advocate Condell Medical Center | Libertyville | $185.00 | $45.31 – $295.00 |
| Advocate Good Samaritan Hospital | Downers Grove | $220.00 | $29.55 – $469.00 |
| UnityPoint Health - Trinity Moline | Rock Island | $209.61 | $68.24 – $138.08 |
| Uchicago Medicine Adventhealth La Grange | La Grange | $85.00 | $71.98 – $119.10 |
| SSM Health Good Samaritan Hospital - Mt. Vernon | Mount Vernon | $234.85 | $73.52 – $77.20 |