St treatment speech individual at Advocate Condell Medical Center
801 South Milwaukee Avenue, Libertyville, IL · Advocate Health · · NPI 1124272547
$185.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$370.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$45.31 with Advocate Employee vs $295.00 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Advocate Employee | Commercial | $45.31 | ↓ -76% |
| Cigna | Commercial | $58.65 | ↓ -68% |
| Cigna One Health | Commercial | $59.80 | ↓ -68% |
| Private Healthcare Systems | Commercial | $59.80 | ↓ -68% |
| Blue Cross Blue Shield Blue Precision | Managed Care | $83.61 | ↓ -55% |
| Blue Cross Blue Shield | HMO | $85.33 | ↓ -54% |
| Multiplan | Commercial | $92.00 | ↓ -50% |
| Molina | Medicare Advantage | $111.74 | ↓ -40% |
| Ambetter | Medicare Advantage | $111.74 | ↓ -40% |
| Oscar Health HMO | Medicare Advantage | $115.59 | ↓ -38% |
| Aetna | Commercial | $123.40 | ↓ -33% |
| HSTechnology | Medicare Advantage | $147.96 | ↓ -20% |
| United Healthcare Charter | Commercial | $209.00 | ↑ +13% |
| Blue Cross Blue Shield City of Chicago | Commercial | $236.74 | ↑ +28% |
| United Healthcare Nexus | Commercial | $241.00 | ↑ +30% |
| United Healthcare Core Navigate | Commercial | $253.00 | ↑ +37% |
| Blue Cross Blue Shield Choice | Commercial | $255.98 | ↑ +38% |
| Blue Cross Blue Shield | PPO | $269.31 | ↑ +46% |
| United Healthcare | HMO | $295.00 | ↑ +59% |
Visitor-reported prices
Comments
St treatment speech individual at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Silvis Medical Center | Silvis | $283.20 | $18.24 – $301.15 |
| MercyOne Genesis Aledo Medical Center | Aledo | $283.20 | $25.65 – $26.79 |
| Uchicago Medicine Adventhealth Hinsdale | Hinsdale | $85.00 | $71.98 – $119.10 |
| Advocate Christ Medical Center | Oak Lawn | $195.00 | $35.46 – $469.00 |
| Advocate Good Samaritan Hospital | Downers Grove | $220.00 | $29.55 – $469.00 |
| UnityPoint Health - Trinity Moline | Rock Island | $209.61 | $68.24 – $138.08 |
| Uchicago Medicine Adventhealth La Grange | La Grange | $85.00 | $71.98 – $119.10 |
| SSM Health Good Samaritan Hospital - Mt. Vernon | Mount Vernon | $234.85 | $73.52 – $77.20 |