Albumin (human), 5%, 250 ml at Advocate Childrens Hospital - Park Ridge

1775 Dempster Street, Park Ridge, IL · Advocate Health · · NPI 1508315516

Source: hospital's published price file ↗ · Published Nov 4, 2025 · Ingested Aug 13, 2026

$143.66

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$287.32

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$76.96 with Ambetter vs $335.28 with Blue Cross Blue Shield — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Ambetter Medicare Advantage $76.96 ↓ -46%
Molina Medicare Advantage $76.96 ↓ -46%
Oscar Health HMO Medicare Advantage $79.62 ↓ -45%
United Healthcare Nexus Commercial $87.58 ↓ -39%
United Healthcare Charter Commercial $87.58 ↓ -39%
Cigna Commercial $94.98 ↓ -34%
Cigna One Health Commercial $94.98 ↓ -34%
Advocate Employee Commercial $97.24 ↓ -32%
HSTechnology Medicare Advantage $101.91 ↓ -29%
Aetna Commercial $133.15 ↓ -7%
United Healthcare Core Navigate Commercial $179.41 ↑ +25%
United Healthcare HMO $179.41 ↑ +25%
Blue Cross Blue Shield Blue Precision Managed Care $179.42 ↑ +25%
Blue Cross Blue Shield HMO $182.39 ↑ +27%
Private Healthcare Systems Commercial $197.44 ↑ +37%
Multiplan Commercial $197.44 ↑ +37%
Blue Cross Blue Shield City of Chicago Commercial $294.68 ↑ +105%
Blue Cross Blue Shield Choice Commercial $318.40 ↑ +122%
Blue Cross Blue Shield PPO $335.28 ↑ +133%

Visitor-reported prices

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Albumin (human), 5%, 250 ml at other Illinois hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Silvis Medical Center Silvis $322.92 $55.33 – $210.63
MercyOne Genesis Aledo Medical Center Aledo $322.92 $61.04 – $113.79
Uchicago Medicine Adventhealth Hinsdale Hinsdale $604.80 $51.96 – $85.98
Advocate Christ Medical Center Oak Lawn $138.72 $76.92 – $314.00
Advocate Condell Medical Center Libertyville $126.07 $76.96 – $201.70
Advocate Good Samaritan Hospital Downers Grove $149.87 $76.96 – $321.58
Advocate Illinois Masonic Medical Center Chicago $140.43 $76.96 – $323.54
Advocate Sherman Hospital Elgin $130.69 $76.96 – $187.73

All Illinois hospitals for this procedure →