Albumin (human), 5%, 250 ml at Advocate Good Samaritan Hospital
3815 Highland Avenue, Downers Grove, IL · Advocate Health · · NPI 1578670543
$149.87
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$299.74
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$76.96 with Ambetter vs $338.46 with Blue Cross Blue Shield — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Ambetter | Medicare Advantage | $76.96 | ↓ -49% |
| Molina | Medicare Advantage | $76.96 | ↓ -49% |
| Oscar Health HMO | Medicare Advantage | $79.62 | ↓ -47% |
| United Healthcare Nexus | Commercial | $87.58 | ↓ -42% |
| United Healthcare Charter | Commercial | $87.58 | ↓ -42% |
| Cigna | Commercial | $94.98 | ↓ -37% |
| Cigna One Health | Commercial | $94.98 | ↓ -37% |
| HSTechnology | Medicare Advantage | $101.91 | ↓ -32% |
| Advocate Employee | Commercial | $116.95 | ↓ -22% |
| Aetna | Commercial | $160.14 | ↑ +7% |
| United Healthcare | HMO | $179.41 | ↑ +20% |
| United Healthcare Core Navigate | Commercial | $179.41 | ↑ +20% |
| Private Healthcare Systems | Commercial | $184.03 | ↑ +23% |
| Blue Cross Blue Shield Blue Precision | Managed Care | $229.45 | ↑ +53% |
| Blue Cross Blue Shield | HMO | $233.90 | ↑ +56% |
| Multiplan | Commercial | $237.46 | ↑ +58% |
| Blue Cross Blue Shield City of Chicago | Commercial | $297.37 | ↑ +98% |
| Blue Cross Blue Shield Choice | Commercial | $321.58 | ↑ +115% |
| Blue Cross Blue Shield | PPO | $338.46 | ↑ +126% |
Visitor-reported prices
Comments
Albumin (human), 5%, 250 ml at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Silvis Medical Center | Silvis | $322.92 | $55.33 – $210.63 |
| MercyOne Genesis Aledo Medical Center | Aledo | $322.92 | $61.04 – $113.79 |
| Uchicago Medicine Adventhealth Hinsdale | Hinsdale | $604.80 | $51.96 – $85.98 |
| Advocate Christ Medical Center | Oak Lawn | $138.72 | $76.92 – $314.00 |
| Advocate Condell Medical Center | Libertyville | $126.07 | $76.96 – $201.70 |
| Advocate Illinois Masonic Medical Center | Chicago | $140.43 | $76.96 – $323.54 |
| Advocate Childrens Hospital - Park Ridge | Park Ridge | $143.66 | $76.96 – $318.40 |
| Advocate Sherman Hospital | Elgin | $130.69 | $76.96 – $187.73 |