Chromosome karyotype study at Northwestern Medicine Palos Hospital

12251 S. 80th Ave., Palos Heights, IL · Nm · · NPI 1043600026

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 17, 2026

$188.30

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$269.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$12.16 with BLUE CROSS BLUE SHIELD [1401] vs $76.00 with GALAXY HEALTH NETWORK [220] — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE CROSS BLUE SHIELD [1401] PH BCBS BLUECHOICE OPTIONS $12.16 ↓ -94%
BLUE CROSS BLUE SHIELD [1401] PH BCBS BLUECHOICE PREFERRED $12.16 ↓ -94%
BLUE CROSS BLUE SHIELD [1401] PH BCBS BLUECHOICE OPTIONS SELECT $12.16 ↓ -94%
BLUE CROSS BLUE SHIELD [1401] PH BCBS PPO $14.59 ↓ -92%
ALTERNATE BLUE CROSS [1402] PH BCBS PPO $14.59 ↓ -92%
AETNA HEALTH PLAN [171] PH AETNA NM EMPLOYEES $16.34 ↓ -91%
AETNA HEALTH PLAN [171] PH AETNA IL PREFERRED $25.76 ↓ -86%
ALTERNATE BLUE CROSS [1402] PH BCBS HMO $29.74 ↓ -84%
BLUE CROSS BLUE SHIELD [1401] PH BCBS HMO $29.74 ↓ -84%
HEALTHLINK [125] PH SEIU HEALTHLINK $38.00 ↓ -80%
CARELON BEHAVIORAL HEALTH [159] PH VALUE OPTIONS BHO $38.00 ↓ -80%
MAGELLAN BEHAVIORAL HLTH [136] PH MAGELLAN BHS $45.60 ↓ -76%
MULTIPLAN/PHCS [142] PH MULTIPLAN/PHCS $53.20 ↓ -72%
COMPSYCH [112] PH COMPSYCH $57.00 ↓ -70%
FIRST HEALTH PLAN [6034] PH FIRST HEALTH $57.00 ↓ -70%
BEECHSTREET [176] PH BEECHSTREET $60.80 ↓ -68%
CIGNA HEALTH PLAN [178] PH CIGNA BEHAVIORAL BHS $60.80 ↓ -68%
HEALTH'S FINEST NETWORK [126] PH HFN $64.60 ↓ -66%
HEALTHLINK [125] PH NON-CONTRACTED PAYORS $76.00 ↓ -60%
BLUE CROSS BLUE SHIELD [1401] PH BCBS PAR/INDEMNITY ADP $76.00 ↓ -60%
AETNA HEALTH PLAN [171] PH NON-CONTRACTED PAYORS $76.00 ↓ -60%
MULTIPLAN/PHCS [142] PH NON-CONTRACTED PAYORS $76.00 ↓ -60%
CIGNA HEALTH PLAN [178] PH NON-CONTRACTED PAYORS $76.00 ↓ -60%
HEALTH ALLIANCE [181] PH NON-CONTRACTED PAYORS $76.00 ↓ -60%
GLOBAL EXCEL [1712] PH NON-CONTRACTED PAYORS $76.00 ↓ -60%
UNITED HEALTHCARE [158] PH NON-CONTRACTED PAYORS $76.00 ↓ -60%
UNITED HEALTHCARE [158] PH UHC NON-CONTRACTED OON - ED ONLY $76.00 ↓ -60%
GALAXY HEALTH NETWORK [220] PH NON-CONTRACTED PAYORS $76.00 ↓ -60%
OPTUM/UNITED BEHAVIORAL HEALTH [157] PH UBH BHS not published by hospital
ALTERNATE BLUE CROSS MEDICARE ADV [2304] PH MEDICARE not published by hospital
GLOBAL EXCEL [1712] PH MEDICARE not published by hospital

Visitor-reported prices

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Chromosome karyotype study at other Illinois hospitals

Hospital City Cash price Negotiated range
Uchicago Medicine Adventhealth Hinsdale Hinsdale $28.25 $28.22 – $54.22
Advocate Christ Medical Center Oak Lawn $120.00 $33.47 – $192.00
Northwestern Memorial Hospital Chicago $205.80 not published
Advocate Condell Medical Center Libertyville $120.00 $33.47 – $192.00
Advocate Good Samaritan Hospital Downers Grove $120.00 $33.47 – $192.00
UnityPoint Health - Trinity Moline Rock Island $127.86 $3.50 – $70.48
Uchicago Medicine Adventhealth La Grange La Grange $28.25 $27.11 – $54.22
SSM Health Good Samaritan Hospital - Mt. Vernon Mount Vernon $614.35 $33.47 – $35.14

All Illinois hospitals for this procedure →