Chromosome karyotype study at Northwestern Memorial Hospital

251 E. Huron, Chicago, IL · Nm · · NPI 1497859649

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 17, 2026

$205.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$294.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$14.98 with CURAECHOICE [6100] vs $81.00 with UNITED HEALTHCARE [158] — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CURAECHOICE [6100] NMHC CURAECHOICE $14.98 ↓ -93%
AETNA HEALTH PLAN [171] NMH AETNA NM EMPLOYEES $15.71 ↓ -92%
AETNA HEALTH PLAN [171] NMHC IMAGINE HEALTH $17.28 ↓ -92%
IMAGINE HEALTH [6032] NMHC IMAGINE HEALTH $17.28 ↓ -92%
AETNA HEALTH PLAN [171] NMH AETNA BP $24.30 ↓ -88%
AETNA HEALTH PLAN [171] NMH AETNA ASA $28.59 ↓ -86%
HUMANA HEALTH PLAN [130] NMHC SCPP IPA $28.80 ↓ -86%
BLUE CROSS BLUE SHIELD [1401] NMHC CHWN IPA $28.80 ↓ -86%
BLUE CROSS BLUE SHIELD [1401] NMHC SCPP IPA $28.80 ↓ -86%
BLUE CROSS BLUE SHIELD [1401] NMHC UIC IPA $32.00 ↓ -84%
HUMANA HEALTH PLAN [130] NMHC UIC IPA $32.00 ↓ -84%
HUMANA HEALTH PLAN [130] NMH ADVOCATE IPA $32.40 ↓ -84%
HUMANA HEALTH PLAN [130] NMH CHS IPA $32.40 ↓ -84%
GLOBAL MEDICAL MANAGEMENT INC [6090] NMHC GMMI $37.12 ↓ -82%
HEALTHLINK [125] NMH SEIU HEALTHLINK $40.50 ↓ -80%
MEDPARTNERS [6038] NMHC MEDPARTNERS $44.80 ↓ -78%
HEALTH'S FINEST NETWORK [126] NMH HFN PLATINUM/CHC ELITE $52.65 ↓ -74%
AETNA HEALTH PLAN [171] NMHC NON-CONTRACTED PAYORS $64.00 ↓ -69%
HEALTHLINK [125] NMHC NON-CONTRACTED PAYORS $64.00 ↓ -69%
FIRST HEALTH PLAN [6034] NMHC NON-CONTRACTED PAYORS $64.00 ↓ -69%
GALAXY HEALTH NETWORK [220] NMHC NON-CONTRACTED PAYORS $64.00 ↓ -69%
CIGNA HEALTH PLAN [178] NMHC NON-CONTRACTED PAYORS $64.00 ↓ -69%
BLUE CROSS BLUE SHIELD [1401] NMHC NON-CONTRACTED PAYORS $64.00 ↓ -69%
UNITED HEALTHCARE [158] NMHC UHC REF LAB JOHN DEERE $64.00 ↓ -69%
MULTIPLAN/PHCS [142] NMHC NON-CONTRACTED PAYORS $64.00 ↓ -69%
UNITED HEALTHCARE [158] NMHC NON-CONTRACTED PAYORS $64.00 ↓ -69%
CIGNA HEALTH PLAN [178] NMH CIGNA BEHAVIORAL HEALTH (EVERNORTH) $64.80 ↓ -69%
MULTIPLAN/PHCS [142] NMH PHCS PPO $64.80 ↓ -69%
HEALTH'S FINEST NETWORK [126] NMH HFN/20 EPO $66.42 ↓ -68%
HEALTH'S FINEST NETWORK [126] NMH HFN/10 PPO $68.85 ↓ -67%
OPTUM/UNITED BEHAVIORAL HEALTH [157] NMH Optum UBH $81.00 ↓ -61%
MULTIPLAN/PHCS [142] NMH NON-CONTRACTED PAYORS $81.00 ↓ -61%
UNITED HEALTHCARE [158] NMH UHC NON-CONTRACTED OON - ED ONLY $81.00 ↓ -61%
CIGNA HEALTH PLAN [178] NMH CIGNA LIFESOURCE TRANSPLANT not published by hospital
HUMANA HEALTH PLAN [130] NMH IL HEALTH PARTNERS IPA not published by hospital
AETNA HEALTH PLAN [171] NMH AETNA TRANSPLANT not published by hospital

Visitor-reported prices

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Chromosome karyotype study at other Illinois hospitals

Hospital City Cash price Negotiated range
Advocate Illinois Masonic Medical Center Chicago $120.00 $33.47 – $192.00
Advocate Trinity Hospital Chicago $120.00 $33.47 – $192.00
Ascension Saint Joseph - Chicago (Presence Chicago Hospital Network) Chicago $22.44 $25.10 – $138.94
Uchicago Medicine Adventhealth Hinsdale Hinsdale $28.25 $28.22 – $54.22
Advocate Christ Medical Center Oak Lawn $120.00 $33.47 – $192.00
Advocate Condell Medical Center Libertyville $120.00 $33.47 – $192.00
Advocate Good Samaritan Hospital Downers Grove $120.00 $33.47 – $192.00
UnityPoint Health - Trinity Moline Rock Island $127.86 $3.50 – $70.48

All Illinois hospitals for this procedure →