Allograft umbil cord+amniotic membrane-q4148-cost per sq cm at Northwestern Medicine Palos Hospital

12251 S. 80th Ave., Palos Heights, IL · Nm · · NPI 1043600026

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 17, 2026

$2,501.89

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,574.13

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$45.43 with BLUE CROSS BLUE SHIELD [1401] vs $283.96 with AETNA HEALTH PLAN [171] — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE CROSS BLUE SHIELD [1401] PH BCBS BLUECHOICE OPTIONS $45.43 ↓ -98%
BLUE CROSS BLUE SHIELD [1401] PH BCBS BLUECHOICE PREFERRED $45.43 ↓ -98%
BLUE CROSS BLUE SHIELD [1401] PH BCBS BLUECHOICE OPTIONS SELECT $45.43 ↓ -98%
BLUE CROSS BLUE SHIELD [1401] PH BCBS PPO $54.52 ↓ -98%
ALTERNATE BLUE CROSS [1402] PH BCBS PPO $54.52 ↓ -98%
AETNA HEALTH PLAN [171] PH AETNA NM EMPLOYEES $61.05 ↓ -98%
AETNA HEALTH PLAN [171] PH AETNA IL PREFERRED $96.26 ↓ -96%
ALTERNATE BLUE CROSS [1402] PH BCBS HMO $111.11 ↓ -96%
BLUE CROSS BLUE SHIELD [1401] PH BCBS HMO $111.11 ↓ -96%
UNITED HEALTHCARE [158] PH UHC CORE $128.63 ↓ -95%
CARELON BEHAVIORAL HEALTH [159] PH VALUE OPTIONS BHO $141.98 ↓ -94%
HEALTHLINK [125] PH SEIU HEALTHLINK $141.98 ↓ -94%
UNITED HEALTHCARE [158] PH UHC ALL OTHER $145.10 ↓ -94%
AETNA HEALTH PLAN [171] PH AETNA $161.29 ↓ -94%
FIRST HEALTH PLAN [6034] PH AETNA $161.29 ↓ -94%
MAGELLAN BEHAVIORAL HLTH [136] PH MAGELLAN BHS $170.38 ↓ -93%
MULTIPLAN/PHCS [142] PH MULTIPLAN/PHCS $198.77 ↓ -92%
COMPSYCH [112] PH COMPSYCH $212.97 ↓ -91%
FIRST HEALTH PLAN [6034] PH FIRST HEALTH $212.97 ↓ -91%
CIGNA HEALTH PLAN [178] PH CIGNA BEHAVIORAL BHS $227.17 ↓ -91%
BEECHSTREET [176] PH BEECHSTREET $227.17 ↓ -91%
HEALTH'S FINEST NETWORK [126] PH HFN $241.37 ↓ -90%
HEALTHLINK [125] PH NON-CONTRACTED PAYORS $283.96 ↓ -89%
BLUE CROSS BLUE SHIELD [1401] PH BCBS PAR/INDEMNITY ADP $283.96 ↓ -89%
HEALTH ALLIANCE [181] PH NON-CONTRACTED PAYORS $283.96 ↓ -89%
MULTIPLAN/PHCS [142] PH NON-CONTRACTED PAYORS $283.96 ↓ -89%
GLOBAL EXCEL [1712] PH NON-CONTRACTED PAYORS $283.96 ↓ -89%
UNITED HEALTHCARE [158] PH UHC NON-CONTRACTED OON - ED ONLY $283.96 ↓ -89%
CIGNA HEALTH PLAN [178] PH NON-CONTRACTED PAYORS $283.96 ↓ -89%
GALAXY HEALTH NETWORK [220] PH NON-CONTRACTED PAYORS $283.96 ↓ -89%
UNITED HEALTHCARE [158] PH NON-CONTRACTED PAYORS $283.96 ↓ -89%
AETNA HEALTH PLAN [171] PH NON-CONTRACTED PAYORS $283.96 ↓ -89%
OPTUM/UNITED BEHAVIORAL HEALTH [157] PH UBH BHS not published by hospital
GLOBAL EXCEL [1712] PH MEDICARE not published by hospital
ALTERNATE BLUE CROSS MEDICARE ADV [2304] PH MEDICARE not published by hospital

Visitor-reported prices

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Allograft umbil cord+amniotic membrane-q4148-cost per sq cm at other Illinois hospitals

Hospital City Cash price Negotiated range
Northwestern Memorial Hospital Chicago $3,625.32 not published
Northwestern Medicine Central DuPage Hospital IL 60190 $1,995.00 not published
Northwestern Medicine Delnor Hospital Geneva $1,316.14 not published
Northwestern Lake Forest Hospital DBA Northwestern Medicine Catherine Gratz Griffin Lake Forest Hospital Lake Forest $8,880.68 not published
Northwestern Medicine Kishwaukee Hospital DeKalb $3,625.32 not published
Northwestern Medicine McHenry Hospital McHenry $5,819.91 not published
Uchicago Medicine Adventhealth Hinsdale Hinsdale not published $130.56 – $216.04
Advocate Christ Medical Center Oak Lawn not published $214.38 – $439.16

All Illinois hospitals for this procedure →