Allograft umbil cord+amniotic membrane-q4148-cost per sq cm at Northwestern Memorial Hospital

251 E. Huron, Chicago, IL · Nm · · NPI 1497859649

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 17, 2026

$3,625.32

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$5,179.03

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$66.45 with CURAECHOICE [6100] vs $551.38 with FIRST HEALTH PLAN [6034] — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CURAECHOICE [6100] NMHC CURAECHOICE $66.45 ↓ -98%
AETNA HEALTH PLAN [171] NMHC IMAGINE HEALTH $76.67 ↓ -98%
IMAGINE HEALTH [6032] NMHC IMAGINE HEALTH $76.67 ↓ -98%
AETNA HEALTH PLAN [171] NMH AETNA NM EMPLOYEES $99.39 ↓ -97%
AETNA HEALTH PLAN [171] NMH AETNA BP $153.70 ↓ -96%
AETNA HEALTH PLAN [171] NMH AETNA $163.95 ↓ -95%
AETNA HEALTH PLAN [171] NMH AETNA ASA $180.86 ↓ -95%
HUMANA HEALTH PLAN [130] NMH ADVOCATE IPA $204.94 ↓ -94%
HUMANA HEALTH PLAN [130] NMH CHS IPA $204.94 ↓ -94%
HUMANA HEALTH PLAN [130] NMHC SCPP IPA $230.55 ↓ -94%
BLUE CROSS BLUE SHIELD [1401] NMHC SCPP IPA $248.12 ↓ -93%
BLUE CROSS BLUE SHIELD [1401] NMHC CHWN IPA $248.12 ↓ -93%
HEALTHLINK [125] NMH SEIU HEALTHLINK $256.17 ↓ -93%
HUMANA HEALTH PLAN [130] NMHC UIC IPA $256.17 ↓ -93%
BLUE CROSS BLUE SHIELD [1401] NMHC UIC IPA $275.69 ↓ -92%
UNITED HEALTHCARE [158] NMH UHC CORE $298.69 ↓ -92%
GLOBAL MEDICAL MANAGEMENT INC [6090] NMHC GMMI $319.80 ↓ -91%
UNITED HEALTHCARE [158] NMH UHC $332.00 ↓ -91%
HEALTH'S FINEST NETWORK [126] NMH HFN PLATINUM/CHC ELITE $333.02 ↓ -91%
HEALTHLINK [125] NMHC SEIU HEALTHLINK $356.64 ↓ -90%
MEDPARTNERS [6038] NMHC MEDPARTNERS $385.97 ↓ -89%
MULTIPLAN/PHCS [142] NMH PHCS PPO $409.87 ↓ -89%
CIGNA HEALTH PLAN [178] NMH CIGNA BEHAVIORAL HEALTH (EVERNORTH) $409.87 ↓ -89%
HEALTH'S FINEST NETWORK [126] NMH HFN/20 EPO $420.12 ↓ -88%
HEALTH'S FINEST NETWORK [126] NMH HFN/10 PPO $435.49 ↓ -88%
HEALTHLINK [125] NMHC NON-CONTRACTED PAYORS $461.88 ↓ -87%
CIGNA HEALTH PLAN [178] NMHC NON-CONTRACTED PAYORS $461.88 ↓ -87%
MULTIPLAN/PHCS [142] NMHC NON-CONTRACTED PAYORS $461.88 ↓ -87%
UNITED HEALTHCARE [158] NMHC NON-CONTRACTED PAYORS $461.88 ↓ -87%
UNITED HEALTHCARE [158] NMHC UHC REF LAB JOHN DEERE $461.88 ↓ -87%
BLUE CROSS BLUE SHIELD [1401] NMHC NON-CONTRACTED PAYORS $461.88 ↓ -87%
AETNA HEALTH PLAN [171] NMHC NON-CONTRACTED PAYORS $461.88 ↓ -87%
GALAXY HEALTH NETWORK [220] NMHC NON-CONTRACTED PAYORS $461.88 ↓ -87%
OPTUM/UNITED BEHAVIORAL HEALTH [157] NMH Optum UBH $512.34 ↓ -86%
MULTIPLAN/PHCS [142] NMH NON-CONTRACTED PAYORS $512.34 ↓ -86%
UNITED HEALTHCARE [158] NMH UHC NON-CONTRACTED OON - ED ONLY $512.34 ↓ -86%
FIRST HEALTH PLAN [6034] NMHC NON-CONTRACTED PAYORS $551.38 ↓ -85%
HUMANA HEALTH PLAN [130] NMH IL HEALTH PARTNERS IPA not published by hospital
CIGNA HEALTH PLAN [178] NMH CIGNA LIFESOURCE TRANSPLANT not published by hospital
AETNA HEALTH PLAN [171] NMH AETNA TRANSPLANT not published by hospital

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Allograft umbil cord+amniotic membrane-q4148-cost per sq cm at other Illinois hospitals

Hospital City Cash price Negotiated range
Advocate Illinois Masonic Medical Center Chicago not published $214.38 – $439.16
Advocate Trinity Hospital Chicago not published $214.38 – $439.16
Northwestern Medicine Central DuPage Hospital IL 60190 $1,995.00 not published
Northwestern Medicine Delnor Hospital Geneva $1,316.14 not published
Northwestern Medicine Palos Hospital Palos Heights $2,501.89 not published
Northwestern Lake Forest Hospital DBA Northwestern Medicine Catherine Gratz Griffin Lake Forest Hospital Lake Forest $8,880.68 not published
Northwestern Medicine Kishwaukee Hospital DeKalb $3,625.32 not published
Northwestern Medicine McHenry Hospital McHenry $5,819.91 not published

All Illinois hospitals for this procedure →