Cath bi-dir df smarttouch at Northwestern Medicine McHenry Hospital
4201 Medical Center Drive, McHenry, IL · Nm · · NPI 1427065499
$9,845.09
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$14,064.42
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$169.09 with AETNA HEALTH PLAN [171] vs $876.10 with BLUE CROSS BLUE SHIELD [1401] — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA HEALTH PLAN [171] | NWR AETNA NM EMPLOYEES | $169.09 | ↓ -98% |
| CIGNA HEALTH PLAN [178] | NWR CIGNA ALTERNATIVE | $172.59 | ↓ -98% |
| MERCY CARE HEALTH PLANS [5013] | NWR MERCY CARE | $265.90 | ↓ -97% |
| CIGNA HEALTH PLAN [178] | NWR CIGNA BROAD | $270.71 | ↓ -97% |
| ALTERNATE BLUE CROSS [1402] | NWR BCBS PPO | $297.00 | ↓ -97% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS PPO | $297.00 | ↓ -97% |
| AETNA HEALTH PLAN [171] | NWR AETNA APCN/SP | $301.38 | ↓ -97% |
| AETNA HEALTH PLAN [171] | NWR AETNA IL PREFERRED | $311.02 | ↓ -97% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS HMO | $312.59 | ↓ -97% |
| ALTERNATE BLUE CROSS [1402] | NWR BCBS HMO | $312.59 | ↓ -97% |
| UNITED HEALTHCARE [158] | NWR UHC CORE | $415.27 | ↓ -96% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS BLUECHOICE SELECT | $418.78 | ↓ -96% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS BLUECHOICE PREFERRED | $418.78 | ↓ -96% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS BLUECHOICE OPTIONS | $418.78 | ↓ -96% |
| AETNA HEALTH PLAN [171] | NWR AETNA | $426.66 | ↓ -96% |
| HEALTHLINK [125] | NWR SEIU HEALTHLINK | $438.05 | ↓ -96% |
| AETNA HEALTH PLAN [171] | NWR AETNA ASA | $459.95 | ↓ -95% |
| UNITED HEALTHCARE [158] | NWR UHC HMO/PPO | $461.70 | ↓ -95% |
| CHOICECARE [177] | NWR CHOICE CARE | $466.09 | ↓ -95% |
| MULTIPLAN/PHCS [142] | NWR PHCS PPO | $551.94 | ↓ -94% |
| THE ALLIANCE [1703] | NWR THE ALLIANCE | $562.72 | ↓ -94% |
| HEALTH'S FINEST NETWORK [126] | NWR HFN PLATINUM EPO | $613.27 | ↓ -94% |
| HEALTH'S FINEST NETWORK [126] | NWR HFN PPO | $639.55 | ↓ -94% |
| CIGNA HEALTH PLAN [178] | NWR CIGNA BEHAVORIAL BHS | $657.08 | ↓ -93% |
| BEECHSTREET [176] | NWR BEECHSTREET | $700.88 | ↓ -93% |
| MULTIPLAN/PHCS [142] | NWR NON-CONTRACTED PAYORS | $876.10 | ↓ -91% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS PAR/INDEMNITY ADP | $876.10 | ↓ -91% |
| ALTERNATE BLUE CROSS MEDICARE ADV [2304] | NWR BLUE CROSS MEDICARE ADVT | not published by hospital | — |
| GLOBAL EXCEL [1712] | NWR MEDICARE | not published by hospital | — |
| ALTERNATE HUMANA MEDICARE ADV [2409] | NWR HUMANA MEDICARE ADVT | not published by hospital | — |
Visitor-reported prices
Comments
Cath bi-dir df smarttouch at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Silvis Medical Center | Silvis | $8,280.00 | $60.16 – $172.96 |
| MercyOne Genesis Aledo Medical Center | Aledo | $8,280.00 | $84.60 – $88.36 |
| Advocate Christ Medical Center | Oak Lawn | $8,015.02 | $1,415.46 – $3,244.61 |
| Advocate Good Samaritan Hospital | Downers Grove | $1,297.50 | $543.39 – $1,245.60 |
| UnityPoint Health - Trinity Moline | Rock Island | $3,554.00 | $1,203.92 – $2,341.20 |
| Advocate Illinois Masonic Medical Center | Chicago | $8,461.48 | $1,942.14 – $4,529.81 |
| Advocate Childrens Hospital - Park Ridge | Park Ridge | $8,461.48 | $1,060.68 – $2,431.36 |
| Advocate Sherman Hospital | Elgin | $6,420.52 | $525.65 – $1,546.02 |