Cath bi-dir df smarttouch at Advocate Christ Medical Center
4440 West 95th Street, Oak Lawn, IL · Advocate Health · · NPI 1548375082
$8,015.02
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$16,030.04
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,415.46 with United Healthcare Charter vs $3,273.00 with Blue Cross Blue Shield — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare Charter | Commercial | $1,415.46 | ↓ -82% |
| Advocate Employee | Commercial | $1,597.97 | ↓ -80% |
| United Healthcare Nexus | Commercial | $1,638.53 | ↓ -80% |
| Cigna One Health | Commercial | $2,109.00 | ↓ -74% |
| Aetna | Commercial | $2,188.08 | ↓ -73% |
| United Healthcare Core Navigate | Commercial | $2,417.23 | ↓ -70% |
| Cigna | Commercial | $2,676.80 | ↓ -67% |
| Private Healthcare Systems | Commercial | $2,717.36 | ↓ -66% |
| United Healthcare | HMO | $2,798.47 | ↓ -65% |
| Blue Cross Blue Shield Blue Precision | Managed Care | $2,863.37 | ↓ -64% |
| Blue Cross Blue Shield City of Chicago | Commercial | $2,875.53 | ↓ -64% |
| Blue Cross Blue Shield | HMO | $2,920.15 | ↓ -64% |
| Blue Cross Blue Shield Choice | Commercial | $3,110.77 | ↓ -61% |
| Multiplan | Commercial | $3,244.61 | ↓ -60% |
| Blue Cross Blue Shield | PPO | $3,273.00 | ↓ -59% |
| Molina | Medicare Advantage | not published by hospital | — |
| Ambetter | Medicare Advantage | not published by hospital | — |
| Oscar Health HMO | Medicare Advantage | not published by hospital | — |
| HSTechnology | Medicare Advantage | not published by hospital | — |
Visitor-reported prices
Comments
Cath bi-dir df smarttouch at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Silvis Medical Center | Silvis | $8,280.00 | $60.16 – $172.96 |
| MercyOne Genesis Aledo Medical Center | Aledo | $8,280.00 | $84.60 – $88.36 |
| Advocate Good Samaritan Hospital | Downers Grove | $1,297.50 | $543.39 – $1,245.60 |
| UnityPoint Health - Trinity Moline | Rock Island | $3,554.00 | $1,203.92 – $2,341.20 |
| Advocate Illinois Masonic Medical Center | Chicago | $8,461.48 | $1,942.14 – $4,529.81 |
| Advocate Childrens Hospital - Park Ridge | Park Ridge | $8,461.48 | $1,060.68 – $2,431.36 |
| Advocate Sherman Hospital | Elgin | $6,420.52 | $525.65 – $1,546.02 |
| Advocate South Suburban Hospital | Hazel Crest | $7,504.78 | $1,291.10 – $3,603.25 |