Insertion of new/replacement ppm w/transvenous electrode(s) atrial & ventricular at Northwestern Lake Forest Hospital DBA Northwestern Medicine Catherine Gratz Griffin Lake Forest Hospital

1000 N. Westmoreland Rd., Lake Forest, IL · Nm · · NPI 1124025176

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 17, 2026

$48,077.79

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$68,682.56

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$2,737.67 with AETNA HEALTH PLAN [171] vs $16,492.00 with UNITED HEALTHCARE [158] — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA HEALTH PLAN [171] NLFH AETNA NM EMPLOYEES $2,737.67 ↓ -94%
BLUE CROSS BLUE SHIELD [1401] NLFH BCBS HMO $3,494.65 ↓ -93%
ALTERNATE BLUE CROSS [1402] NLFH BCBS HMO $3,494.65 ↓ -93%
BLUE CROSS BLUE SHIELD [1401] NLFH BCBS BLUECHOICE OPTIONS $3,842.64 ↓ -92%
BLUE CROSS BLUE SHIELD [1401] NLFH BCBS BLUECHOICE PREFERRED $3,842.64 ↓ -92%
BLUE CROSS BLUE SHIELD [1401] NLFH BCBS BLUECHOICE SELECT $3,842.64 ↓ -92%
ALTERNATE BLUE CROSS [1402] NLFH BCBS PPO $4,436.35 ↓ -91%
BLUE CROSS BLUE SHIELD [1401] NLFH BCBS PPO $4,436.35 ↓ -91%
CIGNA HEALTH PLAN [178] NLFH CIGNA ALTERNATIVE $6,217.48 ↓ -87%
HEALTHLINK [125] NLFH SEIU HEALTHLINK $8,246.00 ↓ -83%
UNITED HEALTHCARE [158] NLFH UHC CORE $9,502.00 ↓ -80%
HEALTH'S FINEST NETWORK [126] NLFH HFN PLATINUM/CHC ELITE $10,538.39 ↓ -78%
UNITED HEALTHCARE [158] NLFH UHC HMO/PPO $10,557.00 ↓ -78%
THE ALLIANCE [1703] NLFH THE ALLIANCE $10,592.81 ↓ -78%
CIGNA HEALTH PLAN [178] NLFH CIGNA BROAD $10,686.82 ↓ -78%
MULTIPLAN/PHCS [142] NLFH PHCS $13,193.60 ↓ -73%
BEECHSTREET [176] NLFH PHCS $13,193.60 ↓ -73%
FIRST HEALTH PLAN [6034] NLFH FIRST HEALTH $13,523.44 ↓ -72%
HEALTH'S FINEST NETWORK [126] NLFH HFN PPO $14,842.80 ↓ -69%
BLUE CROSS BLUE SHIELD [1401] NLFH BC LAKE COUNTY PHYS ASSOC IPA $16,492.00 ↓ -66%
MULTIPLAN/PHCS [142] NLFH NON-CONTRACTED PAYORS $16,492.00 ↓ -66%
BLUE CROSS BLUE SHIELD [1401] NLFH BCBS PAR/INDEMNITY ADP $16,492.00 ↓ -66%
UNITED HEALTHCARE [158] NLFH UHC NON-CONTRACTED OON - ED ONLY $16,492.00 ↓ -66%
GLOBAL EXCEL [1712] NLFH MEDICARE not published by hospital
HUMANA HEALTH PLAN [130] NLFH ADVOCATE IPA not published by hospital
BLUE CROSS BLUE SHIELD [1401] NLFH ADVOCATE IPA not published by hospital
ALTERNATE HUMANA MEDICARE ADV [2409] NLFH HUMANA MEDICARE ADVT not published by hospital
ALTERNATE BLUE CROSS MEDICARE ADV [2304] NLFH BLUE CROSS MEDICARE ADVT not published by hospital

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Insertion of new/replacement ppm w/transvenous electrode(s) atrial & ventricular at other Illinois hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Silvis Medical Center Silvis $14,888.40 $1,945.80 – $16,363.90
MercyOne Genesis Aledo Medical Center Aledo $1,269.00 $2,970.16 – $2,970.16
Uchicago Medicine Adventhealth Hinsdale Hinsdale $5,750.00 $6,448.00 – $18,144.90
Advocate Christ Medical Center Oak Lawn $8,320.00 $6,556.16 – $91,059.00
Northwestern Memorial Hospital Chicago $44,380.26 not published
Advocate Condell Medical Center Libertyville $12,270.00 $9,668.76 – $39,558.00
Advocate Good Samaritan Hospital Downers Grove $13,075.00 $10,303.10 – $91,059.00
UnityPoint Health - Trinity Moline Rock Island $23,075.92 $447.65 – $12,720.60

All Illinois hospitals for this procedure →