Insertion of new/replacement ppm w/transvenous electrode(s) atrial & ventricular at Advocate Christ Medical Center

4440 West 95th Street, Oak Lawn, IL · Advocate Health · · NPI 1548375082

Source: hospital's published price file ↗ · Published Nov 4, 2025 · Ingested Aug 12, 2026

$8,320.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$16,640.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$6,556.16 with Advocate Employee vs $91,059.00 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Advocate Employee Commercial $6,556.16 ↓ -21%
Cigna One Health Commercial $8,652.80 ↑ +4%
Aetna Commercial $8,977.28 ↑ +8%
Blue Cross Blue Shield Blue Precision Managed Care $9,201.92 ↑ +11%
Cigna Commercial $9,318.40 ↑ +12%
Blue Cross Blue Shield HMO $9,368.32 ↑ +13%
Blue Cross Blue Shield City of Chicago Commercial $10,583.04 ↑ +27%
Private Healthcare Systems Commercial $11,148.80 ↑ +34%
Blue Cross Blue Shield Choice Commercial $11,431.68 ↑ +37%
Blue Cross Blue Shield PPO $12,047.36 ↑ +45%
Multiplan Commercial $13,312.00 ↑ +60%
Ambetter Medicare Advantage $15,818.44 ↑ +90%
Molina Medicare Advantage $15,818.44 ↑ +90%
Oscar Health HMO Medicare Advantage $16,363.90 ↑ +97%
HSTechnology Medicare Advantage $20,945.80 ↑ +152%
United Healthcare Charter Commercial $46,053.00 ↑ +454%
United Healthcare Nexus Commercial $53,361.00 ↑ +541%
United Healthcare Core Navigate Commercial $78,676.00 ↑ +846%
United Healthcare HMO $91,059.00 ↑ +994%

Visitor-reported prices

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Insertion of new/replacement ppm w/transvenous electrode(s) atrial & ventricular at other Illinois hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Silvis Medical Center Silvis $14,888.40 $1,945.80 – $16,363.90
MercyOne Genesis Aledo Medical Center Aledo $1,269.00 $2,970.16 – $2,970.16
Uchicago Medicine Adventhealth Hinsdale Hinsdale $5,750.00 $6,448.00 – $18,144.90
Advocate Condell Medical Center Libertyville $12,270.00 $9,668.76 – $39,558.00
Advocate Good Samaritan Hospital Downers Grove $13,075.00 $10,303.10 – $91,059.00
UnityPoint Health - Trinity Moline Rock Island $23,075.92 $447.65 – $12,720.60
Uchicago Medicine Adventhealth La Grange La Grange $5,750.00 $6,448.00 – $18,144.90
SSM Health Good Samaritan Hospital - Mt. Vernon Mount Vernon $19,374.30 $11,200.55 – $11,760.58

All Illinois hospitals for this procedure →