Analysis nerve at Uchicago Medicine Adventhealth La Grange
5101 S Willow Springs Rd, La Grange, IL · AdventHealth · · NPI 1407889652
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$54.16 with Unitedhealthcare vs $770.28 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Unitedhealthcare | Hmo/Ppo | $54.16 | — |
| Bcbs | Medicare Managed Care Plan | $54.67 | — |
| Aetna | Medicare Managed Care Plan | $55.84 | — |
| Unitedhealthcare | Centene Medicare Managed Care Plan | $56.40 | — |
| Cigna | Medicare Managed Care Plan | $57.52 | — |
| Meridian | Medicare Managed Care Plan | $58.64 | — |
| Aetna | Better Health Medicare Managed Care Plan | $61.99 | — |
| Cigna | Exchange | $66.16 | — |
| Bcbs | Access Community Health Hmo | $67.01 | — |
| Actin Care | All Commercial Plans | $69.80 | — |
| Molina | Exchange | $83.77 | — |
| Ambetter | Exchange | $90.47 | — |
| Cigna | One Health Hmo | $131.33 | — |
| Cigna | Hmo/Ppo | $770.28 | — |
Visitor-reported prices
Comments
Analysis nerve at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Advocate Christ Medical Center | Oak Lawn | $477.50 | $49.47 – $876.61 |
| Advocate Condell Medical Center | Libertyville | $477.50 | $49.47 – $764.00 |
| Advocate Good Samaritan Hospital | Downers Grove | $477.50 | $49.47 – $897.78 |
| UnityPoint Health - Trinity Moline | Rock Island | $540.80 | $41.57 – $180.45 |
| Advocate Illinois Masonic Medical Center | Chicago | $477.50 | $49.47 – $903.24 |
| Advocate Childrens Hospital - Park Ridge | Park Ridge | $477.50 | $49.47 – $888.90 |
| Advocate Sherman Hospital | Elgin | $477.50 | $49.47 – $859.50 |
| Advocate South Suburban Hospital | Hazel Crest | $477.50 | $49.47 – $930.17 |