Analysis nerve at UnityPoint Health - Trinity Moline
2701 17th St, Rock Island, IL · UnityPoint Health · · NPI 1316047632
$540.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$676.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$41.57 with Iowa Total Care vs $315.55 with Blue Cross and Blue Shield — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Iowa Total Care | Managed Medicaid | $41.57 | ↓ -92% |
| Medica Exchange Inspire | Commercial | $48.54 | ↓ -91% |
| BC Illinois Community | MMAI (Medicare-Medicaid) | $52.35 | ↓ -90% |
| Medica Exchange Insure | Commercial | $54.33 | ↓ -90% |
| Blue Cross and Blue Shield | Medicare Advantage | $55.70 | ↓ -90% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $56.81 | ↓ -89% |
| Aetna | Medicare Advantage | $56.81 | ↓ -89% |
| Molina Medicare Options & Molina | MMAI Medicare Advantage | $56.81 | ↓ -89% |
| Health Alliance | Medicare Advantage | $56.81 | ↓ -89% |
| Meridian Health Plan | Medicare Advantage | $58.48 | ↓ -89% |
| Amerivantage | Medicare Advantage | $58.48 | ↓ -89% |
| United Healthcare | Medicare Advantage | $58.48 | ↓ -89% |
| Humana | Medicare Advantage | $58.48 | ↓ -89% |
| Cigna/Midlands | Commercial | $64.93 | ↓ -88% |
| Health Partners Open Network | Commercial | $77.61 | ↓ -86% |
| Ambetter | HMO | $89.11 | ↓ -84% |
| United Healthcare | PPO | $95.69 | ↓ -82% |
| United Healthcare | HMO | $95.69 | ↓ -82% |
| Aetna | HMO | $134.82 | ↓ -75% |
| Aetna | PPO | $151.60 | ↓ -72% |
| Wellmark UPH Self-Funded | Commercial | $180.45 | ↓ -67% |
| Blue Cross and Blue Shield | PPO | $180.45 | ↓ -67% |
| Wellmark Blue Cross and Blue Shield | HMO | $200.30 | ↓ -63% |
| Blue Cross and Blue Shield | POS | $315.55 | ↓ -42% |
| Blue Cross and Blue Shield | Managed Medicaid | not published by hospital | — |
| Molina Healthcare | Managed Medicaid | not published by hospital | — |
| Meridian Health Plan | Managed Medicaid | not published by hospital | — |
| Aetna Better Health | Managed Care | not published by hospital | — |
Visitor-reported prices
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Analysis nerve at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Advocate Christ Medical Center | Oak Lawn | $477.50 | $49.47 – $876.61 |
| Advocate Condell Medical Center | Libertyville | $477.50 | $49.47 – $764.00 |
| Advocate Good Samaritan Hospital | Downers Grove | $477.50 | $49.47 – $897.78 |
| Advocate Illinois Masonic Medical Center | Chicago | $477.50 | $49.47 – $903.24 |
| Advocate Childrens Hospital - Park Ridge | Park Ridge | $477.50 | $49.47 – $888.90 |
| Advocate Sherman Hospital | Elgin | $477.50 | $49.47 – $859.50 |
| Advocate South Suburban Hospital | Hazel Crest | $477.50 | $49.47 – $930.17 |
| Advocate Trinity Hospital | Chicago | $477.50 | $49.47 – $897.78 |