Ins/rplc spi npg/rcvr pocket at Northwestern Medicine Delnor Hospital
300 Randall Rd., Geneva, IL · Nm · · NPI 1407859655
$127,826.88
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$182,609.83
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,410.25 with BLUE CROSS MEDICAID [1612] vs $20,739.00 with MULTIPLAN/PHCS [142] — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BLUE CROSS MEDICAID [1612] | DCH ILLINOIS MEDICAID | $1,410.25 | ↓ -99% |
| HEALTH ALLIANCE MEDICAID [1310] | DCH ILLINOIS MEDICAID | $1,410.25 | ↓ -99% |
| COUNTYCARE IL COOK CO [1607] | DCH ILLINOIS MEDICAID | $1,410.25 | ↓ -99% |
| BLUE CROSS BLUE SHIELD [1401] | DCH BCBS BLUECHOICE OPTIONS | $3,090.11 | ↓ -98% |
| BLUE CROSS BLUE SHIELD [1401] | DCH BCBS BLUECHOICE SELECT | $3,090.11 | ↓ -98% |
| AETNA HEALTH PLAN [171] | DCH AETNA NM EMPLOYEES | $3,380.46 | ↓ -97% |
| BLUE CROSS BLUE SHIELD [1401] | DCH BCBS BLUECHOICE PREFERRED | $3,733.02 | ↓ -97% |
| BLUE CROSS BLUE SHIELD [1401] | DCH BCBS PPO | $4,832.19 | ↓ -96% |
| ALTERNATE BLUE CROSS [1402] | DCH BCBS PPO | $4,832.19 | ↓ -96% |
| CIGNA HEALTH PLAN [178] | DCH CIGNA ALTERNATIVE | $7,777.13 | ↓ -94% |
| CARELON BEHAVIORAL HEALTH [159] | DCH BEACON HEALTH OPTIONS BHS | $10,369.50 | ↓ -92% |
| HEALTH'S FINEST NETWORK [126] | DCH HFN NMH TIER ONE | $10,369.50 | ↓ -92% |
| BLUE CROSS BLUE SHIELD [1401] | DCH BCBS PAR/INDEMNITY ADP | $11,593.10 | ↓ -91% |
| FIRST HEALTH PLAN [6034] | DCH AETNA | $12,858.18 | ↓ -90% |
| AETNA HEALTH PLAN [171] | DCH AETNA | $12,858.18 | ↓ -90% |
| HEALTHLINK [125] | DCH SEIU HEALTHLINK | $13,065.57 | ↓ -90% |
| THE ALLIANCE [1703] | DCH THE ALLIANCE | $13,320.66 | ↓ -90% |
| HEALTH'S FINEST NETWORK [126] | DCH HFN PLAT | $13,480.35 | ↓ -89% |
| AETNA HEALTH PLAN [171] | DCH AETNA ASA | $14,081.78 | ↓ -89% |
| FIRST HEALTH PLAN [6034] | DCH FIRST HEALTH | $14,309.91 | ↓ -89% |
| ALTERNATE BLUE CROSS [1402] | DCH BCBS HMO | $14,459.23 | ↓ -89% |
| BLUE CROSS BLUE SHIELD [1401] | DCH BCBS HMO | $14,459.23 | ↓ -89% |
| HEALTH'S FINEST NETWORK [126] | DCH HFN EPO | $15,554.25 | ↓ -88% |
| MULTIPLAN/PHCS [142] | DCH PHCS | $15,554.25 | ↓ -88% |
| CIGNA HEALTH PLAN [178] | DCH CIGNA BROAD | $15,595.73 | ↓ -88% |
| UNITED HEALTHCARE [158] | DCH UHC CORE | $16,199.00 | ↓ -87% |
| COMPSYCH [112] | DCH COMPSYCH | $16,591.20 | ↓ -87% |
| HEALTH'S FINEST NETWORK [126] | DCH HFN PPO | $17,628.15 | ↓ -86% |
| UNITED HEALTHCARE [158] | DCH UHC HMO/PPO | $17,999.00 | ↓ -86% |
| BEECHSTREET [176] | DCH BEECH STREET/CAPP CARE | $18,665.10 | ↓ -85% |
| MULTIPLAN/PHCS [142] | DCH MULTIPLAN | $18,665.10 | ↓ -85% |
| UNITED HEALTHCARE [158] | DCH UHC NON-CONTRACTED OON - ED ONLY | $20,739.00 | ↓ -84% |
| MULTIPLAN/PHCS [142] | DCH NON-CONTRACTED PAYORS | $20,739.00 | ↓ -84% |
| BLUE CROSS BLUE SHIELD [1401] | DCH ADVOCATE IPA | not published by hospital | — |
| ALTERNATE BLUE CROSS MEDICARE ADV [2304] | DCH BLUE CROSS MEDICARE ADVT | not published by hospital | — |
| OPTUM/UNITED BEHAVIORAL HEALTH [157] | DCH UNITED BEHAVIORAL HEALTH | not published by hospital | — |
| CIGNA HEALTH PLAN [178] | DCH CIGNA BEHAVIORAL BHS | not published by hospital | — |
| ALTERNATE HUMANA MEDICARE ADV [2409] | DCH HUMANA MEDICARE ADVT | not published by hospital | — |
| BCBS MEDICARE ADVANTAGE [1304] | DCH BLUE CROSS MMAI (MEDICARE) | not published by hospital | — |
| HUMANA HEALTH PLAN [130] | DCH ADVOCATE IPA | not published by hospital | — |
| GLOBAL EXCEL [1712] | DCH MEDICARE | not published by hospital | — |
| JOURNEYCARE INC HOSPICE [1275] | DCH JOURNEYCARE HOSPICE | not published by hospital | — |
Visitor-reported prices
Comments
Ins/rplc spi npg/rcvr pocket at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Northwestern Memorial Hospital | Chicago | $142,814.89 | not published |
| OSF St Mary Medical Center | Galesburg | $39,290.40 | $11,661.00 – $33,729.04 |
| Northwestern Medicine Central DuPage Hospital | IL 60190 | $191,308.84 | not published |
| Northwestern Medicine Palos Hospital | Palos Heights | $97,969.79 | not published |
| Northwestern Medicine Marianjoy Rehabilitation Hospital | Wheaton | $14,517.30 | not published |
| Northwestern Lake Forest Hospital DBA Northwestern Medicine Catherine Gratz Griffin Lake Forest Hospital | Lake Forest | $208,186.52 | not published |
| Northwestern Medicine Kishwaukee Hospital | DeKalb | $142,814.89 | not published |
| Northwestern Medicine McHenry Hospital | McHenry | $117,880.45 | not published |