Ins/rplc spi npg/rcvr pocket at Northwestern Memorial Hospital
251 E. Huron, Chicago, IL · Nm · · NPI 1497859649
$142,814.89
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$204,021.27
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$3,878.19 with CIGNA HEALTH PLAN [178] vs $63,681.75 with HEALTHLINK [125] — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| CIGNA HEALTH PLAN [178] | NMH CIGNA ALTERNATIVE | $3,878.19 | ↓ -97% |
| AETNA HEALTH PLAN [171] | NMH AETNA NM EMPLOYEES | $4,023.37 | ↓ -97% |
| CURAECHOICE [6100] | NMHC CURAECHOICE | $4,852.93 | ↓ -97% |
| IMAGINE HEALTH [6032] | NMHC IMAGINE HEALTH | $5,599.53 | ↓ -96% |
| AETNA HEALTH PLAN [171] | NMHC IMAGINE HEALTH | $5,599.53 | ↓ -96% |
| AETNA HEALTH PLAN [171] | NMH AETNA BP | $6,221.70 | ↓ -96% |
| AETNA HEALTH PLAN [171] | NMH AETNA | $6,636.48 | ↓ -95% |
| AETNA HEALTH PLAN [171] | NMH AETNA ASA | $7,320.87 | ↓ -95% |
| MULTIPLAN/PHCS [142] | NMH PHCS PPO | $7,500.00 | ↓ -95% |
| HUMANA HEALTH PLAN [130] | NMH ADVOCATE IPA | $8,295.60 | ↓ -94% |
| HUMANA HEALTH PLAN [130] | NMH CHS IPA | $8,295.60 | ↓ -94% |
| HUMANA HEALTH PLAN [130] | NMHC SCPP IPA | $9,332.55 | ↓ -93% |
| BLUE CROSS BLUE SHIELD [1401] | NMHC CHWN IPA | $9,332.55 | ↓ -93% |
| BLUE CROSS BLUE SHIELD [1401] | NMHC SCPP IPA | $9,332.55 | ↓ -93% |
| CIGNA HEALTH PLAN [178] | NMH CIGNA BROAD | $9,622.90 | ↓ -93% |
| HUMANA HEALTH PLAN [130] | NMHC UIC IPA | $10,369.50 | ↓ -93% |
| HEALTHLINK [125] | NMH SEIU HEALTHLINK | $10,369.50 | ↓ -93% |
| BLUE CROSS BLUE SHIELD [1401] | NMHC UIC IPA | $10,369.50 | ↓ -93% |
| GLOBAL MEDICAL MANAGEMENT INC [6090] | NMHC GMMI | $12,028.62 | ↓ -92% |
| HEALTH'S FINEST NETWORK [126] | NMH HFN PLATINUM/CHC ELITE | $13,480.35 | ↓ -91% |
| MEDPARTNERS [6038] | NMHC MEDPARTNERS | $14,517.30 | ↓ -90% |
| CIGNA HEALTH PLAN [178] | NMH CIGNA BEHAVIORAL HEALTH (EVERNORTH) | $16,591.20 | ↓ -88% |
| HEALTH'S FINEST NETWORK [126] | NMH HFN/20 EPO | $17,005.98 | ↓ -88% |
| HEALTH'S FINEST NETWORK [126] | NMH HFN/10 PPO | $17,628.15 | ↓ -88% |
| UNITED HEALTHCARE [158] | NMH UHC CORE | $18,231.00 | ↓ -87% |
| UNITED HEALTHCARE [158] | NMH UHC | $20,257.00 | ↓ -86% |
| UNITED HEALTHCARE [158] | NMHC UHC REF LAB JOHN DEERE | $20,739.00 | ↓ -85% |
| AETNA HEALTH PLAN [171] | NMHC NON-CONTRACTED PAYORS | $20,739.00 | ↓ -85% |
| BLUE CROSS BLUE SHIELD [1401] | NMHC NON-CONTRACTED PAYORS | $20,739.00 | ↓ -85% |
| CIGNA HEALTH PLAN [178] | NMHC NON-CONTRACTED PAYORS | $20,739.00 | ↓ -85% |
| FIRST HEALTH PLAN [6034] | NMHC NON-CONTRACTED PAYORS | $20,739.00 | ↓ -85% |
| HEALTHLINK [125] | NMHC NON-CONTRACTED PAYORS | $20,739.00 | ↓ -85% |
| MULTIPLAN/PHCS [142] | NMH NON-CONTRACTED PAYORS | $20,739.00 | ↓ -85% |
| MULTIPLAN/PHCS [142] | NMHC NON-CONTRACTED PAYORS | $20,739.00 | ↓ -85% |
| UNITED HEALTHCARE [158] | NMH UHC NON-CONTRACTED OON - ED ONLY | $20,739.00 | ↓ -85% |
| UNITED HEALTHCARE [158] | NMHC NON-CONTRACTED PAYORS | $20,739.00 | ↓ -85% |
| GALAXY HEALTH NETWORK [220] | NMHC NON-CONTRACTED PAYORS | $20,739.00 | ↓ -85% |
| HEALTHLINK [125] | NMHC SEIU HEALTHLINK | $63,681.75 | ↓ -55% |
| HUMANA HEALTH PLAN [130] | NMH IL HEALTH PARTNERS IPA | not published by hospital | — |
| AETNA HEALTH PLAN [171] | NMH AETNA TRANSPLANT | not published by hospital | — |
| CIGNA HEALTH PLAN [178] | NMH CIGNA LIFESOURCE TRANSPLANT | not published by hospital | — |
| OPTUM/UNITED BEHAVIORAL HEALTH [157] | NMH Optum UBH | not published by hospital | — |
Visitor-reported prices
Comments
Ins/rplc spi npg/rcvr pocket at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Advocate Illinois Masonic Medical Center | Chicago | not published | $46,061.11 – $97,131.00 |
| Advocate Trinity Hospital | Chicago | not published | $46,061.11 – $97,131.00 |
| OSF St Mary Medical Center | Galesburg | $39,290.40 | $11,661.00 – $33,729.04 |
| Northwestern Medicine Central DuPage Hospital | IL 60190 | $191,308.84 | not published |
| Northwestern Medicine Delnor Hospital | Geneva | $127,826.88 | not published |
| Northwestern Medicine Palos Hospital | Palos Heights | $97,969.79 | not published |
| Northwestern Medicine Marianjoy Rehabilitation Hospital | Wheaton | $14,517.30 | not published |
| Northwestern Lake Forest Hospital DBA Northwestern Medicine Catherine Gratz Griffin Lake Forest Hospital | Lake Forest | $208,186.52 | not published |