Analysis nerve at Ascension Saint Joseph - Chicago (Presence Chicago Hospital Network)
2900 N Lake Shore Dr, Chicago, IL · Ascension · · NPI 1679659585
$111.21
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$337.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$49.76 with UHC CHOICE vs $490.44 with BCBS PPO — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UHC CHOICE | 3095_PFIL, PRIL, PSIL UNITED HEALTHCARE 20250701 | $49.76 | ↓ -55% |
| BCBS MCR REPLACEMENT | 2892_JCIL MEDICARE ADVANTAGE BLUE CROSS BLUE SHIELD HMO OUTPATIENT 20250101 | $55.70 | ↓ -50% |
| UHC MCR REPLACEMENT | 3102_JCIL MEDICARE ADVANTAGE UNITED HEALTH CARE INPATIENT 20251001 | $55.70 | ↓ -50% |
| AETNA MCR REPLACEMENT | 2891_JCIL MEDICARE ADVANTAGE AETNA OUTPATIENT 20250101 | $55.70 | ↓ -50% |
| AETNA MCR REPLACEMENT | 3130_JCIL MEDICARE ADVANTAGE AETNA INPATIENT 20251001 | $55.70 | ↓ -50% |
| TRICARE | 2571_TRICARE OUTPATIENT 20231001 | $55.70 | ↓ -50% |
| TRICARE | 3136_JCIL TRICARE INPATIENT 20251001 | $55.70 | ↓ -50% |
| HUMANA MCR REPLACEMENT | 3139_JCIL MEDICARE ADVANTAGE HUMANA INPATIENT 20251001 | $55.70 | ↓ -50% |
| HUMANA MCR REPLACEMENT | 2898_MEDICARE ADVANTAGE HUMANA OUTPATIENT 20250101 | $55.70 | ↓ -50% |
| BCBS MCR REPLACEMENT | 3131_JCIL MEDICARE ADVANTAGE BLUE CROSS BLUE SHIELD HMO INPATIENT 20251001 | $55.70 | ↓ -50% |
| MEDICARE REPLACEMENT | 2894_JCIL MEDICARE ADVANTAGE PLAN OUTPATIENT 20250101 | $55.70 | ↓ -50% |
| MEDICARE REPLACEMENT | 3133_JCIL MEDICARE ADVANTAGE PLAN INPATIENT 20251001 | $55.70 | ↓ -50% |
| UHC MCR REPLACEMENT | 3103_JCIL MEDICARE ADVANTAGE UNITED HEALTH CARE OUTPATIENT 20250701 | $55.70 | ↓ -50% |
| MERIDIAN HEALTH MEDICARE | 2893_JCIL MEDICARE ADVANTAGE MERIDIAN OUTPATIENT 20250101 | $58.49 | ↓ -47% |
| AETNA BETTER HEALTH MCR REPLACEMENT | 3138_JCIL MEDICARE ADVANTAGE AETNA BETTER HEALTH INPATIENT 20251001 | $58.49 | ↓ -47% |
| MERIDIAN HEALTH MEDICARE | 3132_JCIL MEDICARE ADVANTAGE MERIDIAN INPATIENT 20251001 | $58.49 | ↓ -47% |
| AETNA BETTER HEALTH MCR REPLACEMENT | 2896_MEDICARE ADVANTAGE AETNA BETTER HEALTH OUTPATIENT 20250101 | $58.49 | ↓ -47% |
| MOLINA MEDICARE | 3141_JCIL MEDICARE ADVANTAGE MOLINA INPATIENT 20251001 | $61.27 | ↓ -45% |
| HUMANA MMAI | 3140_JCIL MEDICARE ADVANTAGE HUMANA MMAI INPATIENT 20251001 | $61.27 | ↓ -45% |
| HUMANA MMAI | 2897_MEDICARE ADVANTAGE HUMANA MMAI OUTPATIENT 20250101 | $61.27 | ↓ -45% |
| MOLINA MEDICARE | 2899_MEDICARE ADVANTAGE MOLINA OUTPATIENT 20250101 | $61.27 | ↓ -45% |
| BCBS FOCUS CARE | 3129_JCIL BLUE CROSS BLUE SHIELD MYBLUE PLUS POS INPATIENT 20251001 | $69.63 | ↓ -37% |
| BRIGHT HEALTH | 2889_BRIGHT HEALTH OUTPATIENT 20250101 | $69.63 | ↓ -37% |
| BRIGHT HEALTH | 3135_JCIL BRIGHT HEALTH INPATIENT 20251001 | $69.63 | ↓ -37% |
| BCBS FOCUS CARE | 3003_JCIL BLUE CROSS BLUE SHIELD MYBLUE PLUS POS OUTPATIENT 20250101 | $75.20 | ↓ -32% |
| UHC INDIVIDUAL EXCHANGE | 3100_JCIL UHC OP INDIVIDUAL EXCHANGE 20250701 | $75.20 | ↓ -32% |
| UHC INDIVIDUAL EXCHANGE | 3104_JCIL UHC IP INDIVIDUAL EXCHANGE 20251001 | $75.20 | ↓ -32% |
| SMARTHEALTH | 2917_SMARTHEALTH OP 20250101 | $77.98 | ↓ -30% |
| SMARTHEALTH | 3142_JCIL SMARTHEALTH INPATIENT 20251001 | $77.98 | ↓ -30% |
| AETNA SMARTCARE | 1344_AETNA SMARTCARE OP 20180101 | $83.55 | ↓ -25% |
| AMBETTER | 2888_AMBETTER OUTPATIENT 20250101 | $90.23 | ↓ -19% |
| AMBETTER | 3134_JCIL AMBETTER INPATIENT 20251001 | $90.23 | ↓ -19% |
| CIGNA IFP | 3019_JCIL CIGNA IFP 20250101 | $131.23 | ↑ +18% |
| CIGNA ONE HEALTH | 2826_CIGNA ONE HEALTH 20241001 | $139.33 | ↑ +25% |
| SMARTHEALTH | 2815_SMARTHEALTH INPATIENT 20241001 | $272.87 | ↑ +145% |
| AETNA | 2925_JCIL AETNA 20250201 | $304.26 | ↑ +174% |
| BCBS BCS | 2832_JCIL BLUE CROSS BLUE SHIELD BCS 20241001 | $331.65 | ↑ +198% |
| BCBS BCE | 2879_JCIL BLUE CROSS BLUE SHIELD BCE 20241001 | $331.65 | ↑ +198% |
| CIGNA | 3006_JCIL CIGNA 20250101 | $486.05 | ↑ +337% |
| BCBS PPO | 2834_JCIL BLUE CROSS BLUE SHIELD PPO 20241001 | $490.44 | ↑ +341% |
Visitor-reported prices
Comments
Analysis nerve at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Advocate Illinois Masonic Medical Center | Chicago | $477.50 | $49.47 – $903.24 |
| Advocate Trinity Hospital | Chicago | $477.50 | $49.47 – $897.78 |
| Advocate Christ Medical Center | Oak Lawn | $477.50 | $49.47 – $876.61 |
| Advocate Condell Medical Center | Libertyville | $477.50 | $49.47 – $764.00 |
| Advocate Good Samaritan Hospital | Downers Grove | $477.50 | $49.47 – $897.78 |
| UnityPoint Health - Trinity Moline | Rock Island | $540.80 | $41.57 – $180.45 |
| Advocate Childrens Hospital - Park Ridge | Park Ridge | $477.50 | $49.47 – $888.90 |
| Advocate Sherman Hospital | Elgin | $477.50 | $49.47 – $859.50 |