Dilat xst trc new access rcs at Advocate Trinity Hospital
2320 East 93rd Street, Chicago, IL · Advocate Health · · NPI 1558479212
$3,600.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$7,200.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$2,836.80 with Advocate Employee vs $17,439.00 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Advocate Employee | Commercial | $2,836.80 | ↓ -21% |
| Cigna One Health | Commercial | $3,744.00 | ↑ +4% |
| Aetna | Commercial | $3,884.40 | ↑ +8% |
| Blue Cross Blue Shield Blue Precision | Managed Care | $3,996.00 | ↑ +11% |
| Blue Cross Blue Shield | HMO | $4,068.00 | ↑ +13% |
| Private Healthcare Systems | Commercial | $4,464.00 | ↑ +24% |
| Blue Cross Blue Shield City of Chicago | Commercial | $4,579.20 | ↑ +27% |
| Cigna | Commercial | $4,752.00 | ↑ +32% |
| Blue Cross Blue Shield Choice | Commercial | $4,953.60 | ↑ +38% |
| Blue Cross Blue Shield | PPO | $5,212.80 | ↑ +45% |
| Ambetter | Medicare Advantage | $5,213.15 | ↑ +45% |
| Molina | Medicare Advantage | $5,213.15 | ↑ +45% |
| Oscar Health HMO | Medicare Advantage | $5,392.91 | ↑ +50% |
| Multiplan | Commercial | $5,760.00 | ↑ +60% |
| HSTechnology | Medicare Advantage | $6,902.93 | ↑ +92% |
| United Healthcare Charter | Commercial | $8,821.00 | ↑ +145% |
| United Healthcare Nexus | Commercial | $10,219.00 | ↑ +184% |
| United Healthcare Core Navigate | Commercial | $15,068.00 | ↑ +319% |
| United Healthcare | HMO | $17,439.00 | ↑ +384% |
Visitor-reported prices
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Dilat xst trc new access rcs at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Advocate Illinois Masonic Medical Center | Chicago | $4,540.00 | $3,577.52 – $17,439.00 |
| Advocate Christ Medical Center | Oak Lawn | $3,365.00 | $2,651.62 – $17,439.00 |
| Advocate Condell Medical Center | Libertyville | $5,020.00 | $3,955.76 – $9,476.00 |
| Advocate Good Samaritan Hospital | Downers Grove | $1,670.00 | $1,315.96 – $17,439.00 |
| UnityPoint Health - Trinity Moline | Rock Island | $6,532.83 | $226.29 – $3,601.22 |
| SSM Health Good Samaritan Hospital - Mt. Vernon | Mount Vernon | $4,052.95 | $3,777.44 – $3,966.31 |
| Advocate Childrens Hospital - Park Ridge | Park Ridge | $2,630.00 | $2,072.44 – $17,439.00 |
| Advocate Sherman Hospital | Elgin | $4,420.00 | $3,279.64 – $8,168.00 |