Dilat xst trc new access rcs at Advocate Illinois Masonic Medical Center

836 West Wellington Avenue, Chicago, IL · Advocate Health · · NPI 1912014564

Source: hospital's published price file ↗ · Published Nov 4, 2025 · Ingested Aug 13, 2026

$4,540.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$9,080.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3,577.52 with Advocate Employee vs $17,439.00 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Advocate Employee Commercial $3,577.52 ↓ -21%
Cigna One Health Commercial $4,721.60 ↑ +4%
Aetna Commercial $4,898.66 ↑ +8%
Private Healthcare Systems Commercial $4,903.20 ↑ +8%
Molina Medicare Advantage $5,213.15 ↑ +15%
Ambetter Medicare Advantage $5,213.15 ↑ +15%
Oscar Health HMO Medicare Advantage $5,392.91 ↑ +19%
Cigna Commercial $5,448.00 ↑ +20%
Blue Cross Blue Shield Blue Precision Managed Care $5,466.16 ↑ +20%
Blue Cross Blue Shield HMO $5,575.12 ↑ +23%
Blue Cross Blue Shield City of Chicago Commercial $6,020.04 ↑ +33%
Blue Cross Blue Shield Choice Commercial $6,510.36 ↑ +43%
Blue Cross Blue Shield PPO $6,846.32 ↑ +51%
HSTechnology Medicare Advantage $6,902.93 ↑ +52%
Multiplan Commercial $7,264.00 ↑ +60%
United Healthcare Charter Commercial $8,821.00 ↑ +94%
United Healthcare Nexus Commercial $10,219.00 ↑ +125%
United Healthcare Core Navigate Commercial $15,068.00 ↑ +232%
United Healthcare HMO $17,439.00 ↑ +284%

Visitor-reported prices

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Dilat xst trc new access rcs at other Illinois hospitals

Hospital City Cash price Negotiated range
Advocate Trinity Hospital Chicago $3,600.00 $2,836.80 – $17,439.00
Advocate Christ Medical Center Oak Lawn $3,365.00 $2,651.62 – $17,439.00
Advocate Condell Medical Center Libertyville $5,020.00 $3,955.76 – $9,476.00
Advocate Good Samaritan Hospital Downers Grove $1,670.00 $1,315.96 – $17,439.00
UnityPoint Health - Trinity Moline Rock Island $6,532.83 $226.29 – $3,601.22
SSM Health Good Samaritan Hospital - Mt. Vernon Mount Vernon $4,052.95 $3,777.44 – $3,966.31
Advocate Childrens Hospital - Park Ridge Park Ridge $2,630.00 $2,072.44 – $17,439.00
Advocate Sherman Hospital Elgin $4,420.00 $3,279.64 – $8,168.00

All Illinois hospitals for this procedure →