Initiation & management bipap/cpap initial day at Advocate Illinois Masonic Medical Center

836 West Wellington Avenue, Chicago, IL · Advocate Health · · NPI 1912014564

Source: hospital's published price file ↗ · Published Nov 4, 2025 · Ingested Aug 13, 2026

$447.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$895.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$140.00 with United Healthcare Charter vs $431.42 with Blue Cross Blue Shield — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Charter Commercial $140.00 ↓ -69%
United Healthcare Nexus Commercial $162.00 ↓ -64%
Advocate Employee Commercial $208.82 ↓ -53%
United Healthcare Core Navigate Commercial $239.00 ↓ -47%
Cigna One Health Commercial $275.60 ↓ -38%
United Healthcare HMO $276.00 ↓ -38%
Aetna Commercial $285.94 ↓ -36%
Private Healthcare Systems Commercial $286.20 ↓ -36%
Ambetter Medicare Advantage $307.43 ↓ -31%
Molina Medicare Advantage $307.43 ↓ -31%
Oscar Health HMO Medicare Advantage $318.03 ↓ -29%
Cigna Commercial $349.80 ↓ -22%
Blue Cross Blue Shield City of Chicago Commercial $378.33 ↓ -15%
HSTechnology Medicare Advantage $407.07 ↓ -9%
Blue Cross Blue Shield Choice Commercial $408.93 ↓ -9%
Blue Cross Blue Shield Blue Precision Managed Care $424.00 ↓ -5%
Multiplan Commercial $424.00 ↓ -5%
Blue Cross Blue Shield PPO $430.56 ↓ -4%
Blue Cross Blue Shield HMO $431.42 ↓ -4%

Visitor-reported prices

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Initiation & management bipap/cpap initial day at other Illinois hospitals

Hospital City Cash price Negotiated range
Advocate Trinity Hospital Chicago $447.50 $140.00 – $520.00
Ascension Saint Joseph - Chicago (Presence Chicago Hospital Network) Chicago $208.23 $150.15 – $343.47
MercyOne Genesis Silvis Medical Center Silvis $646.20 $139.91 – $565.80
MercyOne Genesis Aledo Medical Center Aledo $369.00 $85.00 – $289.05
Uchicago Medicine Adventhealth Hinsdale Hinsdale $310.00 not published
Advocate Christ Medical Center Oak Lawn $447.50 $140.00 – $600.00
Advocate Condell Medical Center Libertyville $482.50 $143.00 – $716.00
Advocate Good Samaritan Hospital Downers Grove $570.00 $140.00 – $716.00

All Illinois hospitals for this procedure →