Initiation & management bipap/cpap initial day at Advocate Christ Medical Center

4440 West 95th Street, Oak Lawn, IL · Advocate Health · · NPI 1548375082

Source: hospital's published price file ↗ · Published Nov 4, 2025 · Ingested Aug 12, 2026

$447.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$895.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$140.00 with United Healthcare Charter vs $600.00 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Charter Commercial $140.00 ↓ -69%
United Healthcare Nexus Commercial $162.00 ↓ -64%
United Healthcare Core Navigate Commercial $239.00 ↓ -47%
United Healthcare HMO $276.00 ↓ -38%
Advocate Employee Commercial $295.50 ↓ -34%
Molina Medicare Advantage $307.43 ↓ -31%
Ambetter Medicare Advantage $307.43 ↓ -31%
Oscar Health HMO Medicare Advantage $318.03 ↓ -29%
Blue Cross Blue Shield City of Chicago Commercial $367.20 ↓ -18%
Cigna One Health Commercial $390.00 ↓ -13%
Blue Cross Blue Shield Choice Commercial $396.87 ↓ -11%
Aetna Commercial $404.63 ↓ -10%
HSTechnology Medicare Advantage $407.07 ↓ -9%
Blue Cross Blue Shield PPO $417.89 ↓ -7%
Cigna Commercial $495.00 ↑ +11%
Private Healthcare Systems Commercial $502.50 ↑ +12%
Blue Cross Blue Shield Blue Precision Managed Care $529.50 ↑ +18%
Blue Cross Blue Shield HMO $540.00 ↑ +21%
Multiplan Commercial $600.00 ↑ +34%

Visitor-reported prices

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Initiation & management bipap/cpap initial day at other Illinois hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Silvis Medical Center Silvis $646.20 $139.91 – $565.80
MercyOne Genesis Aledo Medical Center Aledo $369.00 $85.00 – $289.05
Uchicago Medicine Adventhealth Hinsdale Hinsdale $310.00 not published
Advocate Condell Medical Center Libertyville $482.50 $143.00 – $716.00
Advocate Good Samaritan Hospital Downers Grove $570.00 $140.00 – $716.00
UnityPoint Health - Trinity Moline Rock Island $1,398.40 $33.59 – $303.85
Uchicago Medicine Adventhealth La Grange La Grange $310.00 not published
SSM Health Good Samaritan Hospital - Mt. Vernon Mount Vernon $288.20 $234.66 – $246.39

All Illinois hospitals for this procedure →