Annual Physical, New Patient (age 18-39) at indian river hospital
1000 36th Street, Vero Beach, FL · Cleveland Clinic · · NPI 1376512988
$499.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$768.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$46.52 with Optum vs $691.20 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Optum | Managed Medicaid | $46.52 | ↓ -91% |
| AETNA | MEDICARE ADVANTAGE | $54.05 | ↓ -89% |
| AVMED | EXCHANGE | $55.20 | ↓ -89% |
| AVMED | Select | $55.20 | ↓ -89% |
| CIGNA | Individual Family Plan | $59.11 | ↓ -88% |
| CIGNA | SUREFIT | $71.30 | ↓ -86% |
| AVMED | BROAD | $71.30 | ↓ -86% |
| CIGNA | ALL PRODUCTS | $73.14 | ↓ -85% |
| Blue Cross | Health Options | $87.12 | ↓ -83% |
| Blue Cross | Network Blue | $89.26 | ↓ -82% |
| Blue Cross | Perferred Patient Care | $91.40 | ↓ -82% |
| Blue Cross | Traditional (PPS) | $91.40 | ↓ -82% |
| United | Medicare Advantage | $93.76 | ↓ -81% |
| Medicaid | Managed Medicaid | $95.13 | ↓ -81% |
| Value Options | Managed Medicaid | $95.13 | ↓ -81% |
| Molina | Managed Medicaid | $95.13 | ↓ -81% |
| Wellcare | Managed Medicaid | $95.13 | ↓ -81% |
| AmeriHealth | Managed Medicaid | $95.13 | ↓ -81% |
| Independent Living Systems | Medicare Advantage | $98.45 | ↓ -80% |
| BMI | ALL PRODUCTS | $115.00 | ↓ -77% |
| Avmed | Exchange | $121.00 | ↓ -76% |
| Avmed | Select | $125.00 | ↓ -75% |
| Avmed | Broad | $134.00 | ↓ -73% |
| MAGELLAN | ALL PRODUCTS | $138.00 | ↓ -72% |
| Aetna | POS First Health | $146.80 | ↓ -71% |
| Clarity Health | ALL PRODUCTS | $149.50 | ↓ -70% |
| The Legacy Companies | ALL PRODUCTS | $149.50 | ↓ -70% |
| Cigna | Individual Family Plan Mid-Level | $157.67 | ↓ -68% |
| AETNA | QHP | $158.00 | ↓ -68% |
| AETNA | ALL PRODUCTS | $158.00 | ↓ -68% |
| Cigna | Surefit Mid-Level | $160.71 | ↓ -68% |
| United | All Products | $161.57 | ↓ -68% |
| Consociate Health | ALL PRODUCTS | $172.50 | ↓ -65% |
| Cigna | All Products Mid-Level | $173.21 | ↓ -65% |
| AETNA | All Products First Health | $184.00 | ↓ -63% |
| MULTIPLAN | ALL PRODUCTS | $184.00 | ↓ -63% |
| Cigna | Individual Family Plan Physician | $185.50 | ↓ -63% |
| Cigna | Surefit Physician | $189.04 | ↓ -62% |
| Aetna | PPO First Health | $196.73 | ↓ -61% |
| Cigna | All Products Physician | $203.77 | ↓ -59% |
| Magellan | Medicare Advantage | $460.80 | ↓ -8% |
| Clarity Health | All Products | $499.20 | ↑ +0% |
| The Legacy Companies | All Products | $499.20 | ↑ +0% |
| Three Rivers | All Products | $499.20 | ↑ +0% |
| National Provider Network | All Products | $652.80 | ↑ +31% |
| Aetna | All Products First Health | $691.20 | ↑ +38% |
| BLUE CROSS | BSL | not published by hospital | — |
| Blue Cross | Medicare Advantage PPO | not published by hospital | — |
| Blue Cross | Medicare Advantage HMO | not published by hospital | — |
| AVMED | MEDICARE ADVANTAGE | not published by hospital | — |
| Avmed | Medicare Advantage | not published by hospital | — |
| AMERIHEALTH | Managed Medicaid | not published by hospital | — |
| AETNA | NAP | not published by hospital | — |
| Clear Spring Health | All Products | not published by hospital | — |
| Clear Spring Health | ALL PRODUCTS | not published by hospital | — |
| AETNA | Managed Medicaid/CHIP | not published by hospital | — |
| Consociate Health | Transplant | not published by hospital | — |
| DEVOTED HEALTH | Medicare Advantage HMO | not published by hospital | — |
| Freedom Health | Medicare Advantage | not published by hospital | — |
| Freedom Health | MEDICARE ADVANTAGE | not published by hospital | — |
| HUMANA | Managed Medicaid | not published by hospital | — |
| HUMANA | Medicare Advantage HMO | not published by hospital | — |
| Independent Living Systems | Managed Medicaid | not published by hospital | — |
| Aetna | All Products Anesthesia | not published by hospital | — |
| Independent Living Systems | MEDICARE ADVANTAGE | not published by hospital | — |
| Magellan | Pinnacle | not published by hospital | — |
| Magellan | Summit | not published by hospital | — |
| Aetna | Medicare Advantage Specialist | not published by hospital | — |
| Molina | Florida Kidcare | not published by hospital | — |
| Aetna | Medicare Advantage PCP | not published by hospital | — |
| MOLINA | Florida KidCare | not published by hospital | — |
| MOLINA | Managed Medicaid | not published by hospital | — |
| WellMed | MEDICARE ADVANTAGE | not published by hospital | — |
| Aetna | Medicare Advantage Behavioral Health | not published by hospital | — |
| OPTUM | Managed Medicaid | not published by hospital | — |
| SUNSHINE HEALTH | Managed Medicaid | not published by hospital | — |
| Aetna | Medical Rental | not published by hospital | — |
| Aetna | All Products Specialist | not published by hospital | — |
| Aetna | All Products PCP | not published by hospital | — |
| UNITED | ALL PRODUCTS | not published by hospital | — |
| UNITED | International | not published by hospital | — |
| UNITED | MEDICARE ADVANTAGE | not published by hospital | — |
| UNITED | NHP | not published by hospital | — |
| Value Options | All Products | not published by hospital | — |
| Value Options | Medicare Advantage | not published by hospital | — |
| Aetna | All Products Behavioral Health | not published by hospital | — |
| Wellcare | Medicare Advantage | not published by hospital | — |
| Wellcare | MEDICARE ADVANTAGE | not published by hospital | — |
| WellMed | Medicare Advantage | not published by hospital | — |
| BLUE CROSS | Medicare Advantage PPO | not published by hospital | — |
| BLUE CROSS | Medicare Advantage HMO | not published by hospital | — |
| BLUE CROSS | NWB | not published by hospital | — |
| BLUE CROSS | NWBI | not published by hospital | — |
| BLUE CROSS | PHS | not published by hospital | — |
| BLUE CROSS | PPO | not published by hospital | — |
| BLUE CROSS | HMO | not published by hospital | — |
| Carelon BH Strategies | Managed Medicaid | not published by hospital | — |
| Carelon BH Strategies | MEDICARE ADVANTAGE | not published by hospital | — |
| Careplus | Medicare Advantage | not published by hospital | — |
| Careplus | MEDICARE ADVANTAGE | not published by hospital | — |
Visitor-reported prices
Comments
Annual Physical, New Patient (age 18-39) at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| cleveland clinic florida weston hospital | Weston | $499.20 | $38.64 – $537.60 |
| martin north hospital | Stuart | $499.20 | $47.84 – $691.20 |
| HCA FLORIDA MEMORIAL HOSPITAL | JACKSONVILLE | not published | $71.04 – $71.04 |
| HCA FLORIDA JFK HOSPITAL | PALM BEACH GARDENS | not published | $70.58 – $70.58 |
| Ascension St. Vincent's Southside (St. Luke's-St. Vincent's HealthCare, Inc.) | Jacksonville | not published | $311.30 – $311.30 |
| Ascension St. Vincent's St. Johns County (St. Vincent's Health System, Inc.) | Saint Johns | not published | $311.30 – $311.30 |
| Ascension St. Vincent's Riverside (St. Vincent's Medical Center, Inc.) | Jacksonville | not published | $311.30 – $311.30 |
| Ascension St. Vincent's Clay County (St. Vincent's Medical Center, Inc.) | Middleburg | not published | $311.30 – $311.30 |