Annual Physical, New Patient (age 18-39) at martin north hospital

200 SE Hospital Avenue, Stuart, FL · Cleveland Clinic · · NPI 1194790055

Source: hospital's published price file ↗ · Published Jun 15, 2026 · Ingested Aug 12, 2026

$499.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$768.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$47.84 with AETNA vs $691.20 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MEDICARE ADVANTAGE $47.84 ↓ -90%
CIGNA Individual Family Plan $65.09 ↓ -87%
AETNA QHP $67.39 ↓ -87%
AVMED Select $69.00 ↓ -86%
AVMED EXCHANGE $69.00 ↓ -86%
Blue Cross BlueSelect $72.83 ↓ -85%
Blue Cross Health Options $72.83 ↓ -85%
AETNA All Products New Business $75.21 ↓ -85%
AVMED BROAD $87.40 ↓ -82%
Blue Cross Network Blue $87.83 ↓ -82%
Blue Cross Perferred Patient Care $90.69 ↓ -82%
Blue Cross Traditional (PPS) $90.69 ↓ -82%
CIGNA SUREFIT $94.07 ↓ -81%
Freedom Health Managed Medicaid $95.13 ↓ -81%
AmeriHealth Managed Medicaid $97.98 ↓ -80%
Independent Living Systems Medicare Advantage $98.45 ↓ -80%
Molina Florida Kidcare $99.89 ↓ -80%
Molina Managed Medicaid $99.89 ↓ -80%
Sunshine Health Managed Medicaid $99.89 ↓ -80%
Miami Childrens Health Plan Managed Medicaid $99.89 ↓ -80%
Independent Living Systems Managed Medicaid $114.16 ↓ -77%
BMI ALL PRODUCTS $115.00 ↓ -77%
Avmed Exchange $121.00 ↓ -76%
CIGNA ALL PRODUCTS $121.44 ↓ -76%
Avmed Select $125.00 ↓ -75%
Avmed Broad $134.00 ↓ -73%
The Legacy Companies ALL PRODUCTS $149.50 ↓ -70%
Clarity Health ALL PRODUCTS $149.50 ↓ -70%
Cigna Individual Family Plan Mid-Level $157.67 ↓ -68%
AETNA ALL PRODUCTS $158.00 ↓ -68%
Cigna Surefit Mid-Level $160.71 ↓ -68%
United All Products $161.57 ↓ -68%
Consociate Health ALL PRODUCTS $172.50 ↓ -65%
Cigna All Products Mid-Level $173.21 ↓ -65%
Cigna Individual Family Plan Physician $185.50 ↓ -63%
Cigna Surefit Physician $189.04 ↓ -62%
Cigna All Products Physician $203.77 ↓ -59%
AETNA All Products First Health $207.00 ↓ -59%
The Legacy Companies All Products $499.20 ↑ +0%
Clarity Health All Products $499.20 ↑ +0%
Aetna All Products First Health $691.20 ↑ +38%
United Medicare Advantage not published by hospital —
UNITED ALL PRODUCTS not published by hospital —
UNITED International not published by hospital —
UNITED MEDICARE ADVANTAGE not published by hospital —
UNITED NHP not published by hospital —
Aetna All Products Anesthesia not published by hospital —
Wellcare MEDICARE ADVANTAGE not published by hospital —
Aetna All Products PCP not published by hospital —
Aetna All Products Specialist not published by hospital —
Aetna Medicare Advantage PCP not published by hospital —
Aetna Medicare Advantage Specialist not published by hospital —
AETNA Managed Medicaid/CHIP not published by hospital —
AETNA Managed Medicaid/CHIP Behavioral Health not published by hospital —
AETNA NAP not published by hospital —
AMERIHEALTH Managed Medicaid not published by hospital —
Avmed Medicare Advantage not published by hospital —
AVMED MEDICARE ADVANTAGE not published by hospital —
Blue Cross Medicare Advantage HMO not published by hospital —
Blue Cross Medicare Advantage PPO not published by hospital —
BLUE CROSS BSL not published by hospital —
BLUE CROSS HMO not published by hospital —
BLUE CROSS MBN not published by hospital —
BLUE CROSS Medicare Advantage HMO not published by hospital —
BLUE CROSS Medicare Advantage PPO not published by hospital —
BLUE CROSS NWB not published by hospital —
BLUE CROSS NWBI not published by hospital —
BLUE CROSS PHS not published by hospital —
BLUE CROSS PPO not published by hospital —
Careplus Medicare Advantage not published by hospital —
Careplus MEDICARE ADVANTAGE not published by hospital —
Clear Spring Health All Products not published by hospital —
Clear Spring Health ALL PRODUCTS not published by hospital —
Consociate Health Transplant not published by hospital —
DEVOTED HEALTH Medicare Advantage HMO not published by hospital —
Freedom Health Medicare Advantage not published by hospital —
Freedom Health MEDICARE ADVANTAGE not published by hospital —
HUMANA Managed Medicaid not published by hospital —
HUMANA Medicare Advantage HMO not published by hospital —
Independent Living Systems MEDICARE ADVANTAGE not published by hospital —
Miami Childrens Health Plan Medicare Advantage not published by hospital —
Miami Childrens Health Plan MEDICARE ADVANTAGE not published by hospital —
MOLINA Florida KidCare not published by hospital —
MOLINA Managed Medicaid not published by hospital —
Multiplan All Products not published by hospital —
MULTIPLAN ALL PRODUCTS not published by hospital —
Simply Managed Medicaid not published by hospital —
SUNSHINE HEALTH Managed Medicaid not published by hospital —

Visitor-reported prices

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Annual Physical, New Patient (age 18-39) at other Florida hospitals

Hospital City Cash price Negotiated range
HCA FLORIDA ST. LUCIE HOSPITAL STUART not published $70.58 – $70.58
cleveland clinic florida weston hospital Weston $499.20 $38.64 – $537.60
indian river hospital Vero Beach $499.20 $46.52 – $652.80
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE not published $71.04 – $71.04
HCA FLORIDA JFK HOSPITAL PALM BEACH GARDENS not published $70.58 – $70.58
Ascension St. Vincent's Southside (St. Luke's-St. Vincent's HealthCare, Inc.) Jacksonville not published $311.30 – $311.30
Ascension St. Vincent's St. Johns County (St. Vincent's Health System, Inc.) Saint Johns not published $311.30 – $311.30
Ascension St. Vincent's Riverside (St. Vincent's Medical Center, Inc.) Jacksonville not published $311.30 – $311.30

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