Microbe susceptible mlc at HCA FLORIDA OCALA HOSPITAL

14193 S US HIGHWAY 441, SUMMERFIELD, FL · HCA Florida Healthcare · · NPI 1841237930

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$36.40 with Humana vs $101.22 with Careworks (Rockport Community) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana TRICARE $36.40
Humana MGMCRHMO $40.17
Humana MGMCRPPO $40.17
VA Purchased Care Program LOGOV $40.17
Wellmed MGMCR $40.17
Veterans Evaluation Services MCR $40.17
NDMS Definitive Care MGMCR $40.17
Devoted Health MCR $40.17
United VACCN $40.17
United AllPayerAppendix $40.17
BCBS MCRPPO $40.97
United MCR $40.97
BCBS MCRHMO $40.97
Freedom Optimum MCR $40.97
Sunshine State MCR $42.18
WellCare MCR $42.18
American Health Plan MCR $42.58
AvMed MGMCR $42.58
Florida Complete Care MCR $42.98
Cigna Healthspring MCR $42.98
Align Senior Care MGMCR $42.98
SECUR MGMCR $43.38
Gold Kidney of Florida MCR $43.79
Aetna MCR $44.19
Clear Spring Health MCR $44.19
Centurion GVT $44.19
CarePlus MGMCR $45.79
Ultimate Health Plan MCR $46.20
Longevity Health Plan MCR $48.20
Simply Healthcare HIX $50.21
University MA Federal Corrections GVT $84.36
NaphCare PRISN $84.36
WellPath GVT $84.36
CorVel Corporation WORKERSCOMP $96.16
Prime Health WC $98.18
Marion County Schools WC $101.22
Careworks (Rockport Community) WORKERSCOMP $101.22
Aetna HMO not published by hospital
Aetna PPO not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

visitor-reported
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Microbe susceptible mlc at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Tampa Tampa $620.03 $40.17 – $89.18
Adventhealth Port Charlotte Port Charlotte $140.60 $40.17 – $73.35
Ascension St. Vincent's Southside (St. Luke's-St. Vincent's HealthCare, Inc.) Jacksonville $30.90 $35.35 – $100.43
Ascension St. Vincent's St. Johns County (St. Vincent's Health System, Inc.) Saint Johns $30.90 $35.35 – $100.43
Ascension St. Vincent's Riverside (St. Vincent's Medical Center, Inc.) Jacksonville $30.90 $35.35 – $100.43
Ascension St. Vincent's Clay County (St. Vincent's Medical Center, Inc.) Middleburg $30.90 $35.35 – $100.43
HCA FLORIDA FAWCETT HOSPITAL FORT MYERS $114.63 $36.40 – $101.26
HCA FLORIDA NORTH FLORIDA HOSPITAL NEWBERRY $140.21 $36.15 – $112.11

All Florida hospitals for this procedure →