New Patient Office Visit (level 2) at HCA FLORIDA ST. LUCIE HOSPITAL

2551 S Kanner Hwy, STUART, FL · HCA Florida Healthcare · · NPI 1538115696

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$54.23 with Aetna vs $668.10 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna MCR $54.23
BCBS MCRHMO $54.23
CorVel Corporation WORKERSCOMP $57.00
CareWorks (Rockport) WORKERSCOMP $58.20
Prime Health WORKERSCOMP $58.20
Optimum MGMCR $67.60
Freedom Health MGMCR $87.55
BCBS MBN $127.33
Simply Healthcare Plans MGMCR $132.34
Aetna QHP $136.76
BCBS SBN $148.55
BCBS HMO $148.55
Oscar HIX $149.34
Aetna HMO $153.27
BCBS NWB $157.99
BCBS PPO $157.99
Freedom Health MGMCD $162.88
Health Sun Health Plan MGMCR $167.42
Simply Healthcare HIX $184.71
BCBS BSLNON-PAR $189.43
BCBS PHS $189.43
Aetna PPO $191.78
Molina MCR $193.42
Sunshine State Health Plan QHP $200.43
Molina HIX $212.22
Aetna ASA $235.80
Cigna NewBusinessNBN $267.73
United PPO OptionsPPO $345.84
United GlobalBenefitPlanAppendix $353.70
Cigna PPO $357.32
Cigna HMO $357.32
Humana HMO $376.66
AvMed JacksonFirstNetworkOON $393.00
Prime Health Sherriff COMM $393.00
Plotkin Health COMM $393.00
Humana PPO $407.20
Multiplan COMMPPOPRIMARYNETWORK $589.50
Multiplan COMMPPOCOMPLEMENTARYNETWORK $668.10

Visitor-reported prices

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New Patient Office Visit (level 2) at other Florida hospitals

Hospital City Cash price Negotiated range
martin north hospital Stuart $241.80 $35.36 – $127.50
Adventhealth Daytona Beach Daytona Beach $520.80 not published
Adventhealth Lake Wales Lake Wales $616.15 not published
Adventhealth Tampa Tampa $379.70 not published
AdventHealth New Smyrna Beach New Smyrna Beach $402.91 not published
Adventhealth Port Charlotte Port Charlotte $723.45 not published
cleveland clinic florida weston hospital Weston $241.80 $23.51 – $186.00
indian river hospital Vero Beach $241.80 $23.51 – $316.20

All Florida hospitals for this procedure →