New Patient Office Visit (level 2) at indian river hospital
1000 36th Street, Vero Beach, FL · Cleveland Clinic · · NPI 1376512988
$241.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$372.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$23.51 with Optum vs $334.80 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Optum | Managed Medicaid | $23.51 | ↓ -90% |
| Avmed | Medicare Advantage | $43.29 | ↓ -82% |
| Wellcare | Medicare Advantage | $43.29 | ↓ -82% |
| Value Options | Medicare Advantage | $43.29 | ↓ -82% |
| Blue Cross | Medicare Advantage HMO | $43.29 | ↓ -82% |
| Magellan | Medicare Advantage | $43.29 | ↓ -82% |
| Careplus | Medicare Advantage | $43.29 | ↓ -82% |
| Blue Cross | Medicare Advantage PPO | $43.29 | ↓ -82% |
| Blue Cross | Health Options | $44.88 | ↓ -81% |
| Freedom Health | Medicare Advantage | $45.45 | ↓ -81% |
| Independent Living Systems | Medicare Advantage | $45.45 | ↓ -81% |
| WellMed | Medicare Advantage | $45.45 | ↓ -81% |
| Blue Cross | Network Blue | $45.98 | ↓ -81% |
| Clear Spring Health | All Products | $46.75 | ↓ -81% |
| United | Medicare Advantage | $47.00 | ↓ -81% |
| Blue Cross | Perferred Patient Care | $47.08 | ↓ -81% |
| Blue Cross | Traditional (PPS) | $47.08 | ↓ -81% |
| Aetna | Medicare Advantage Behavioral Health | $51.95 | ↓ -79% |
| Aetna | Medicare Advantage PCP | $53.68 | ↓ -78% |
| Aetna | Medicare Advantage Specialist | $54.55 | ↓ -77% |
| Value Options | Managed Medicaid | $55.15 | ↓ -77% |
| Molina | Managed Medicaid | $55.15 | ↓ -77% |
| Medicaid | Managed Medicaid | $55.15 | ↓ -77% |
| AmeriHealth | Managed Medicaid | $55.15 | ↓ -77% |
| Wellcare | Managed Medicaid | $55.15 | ↓ -77% |
| Avmed | Exchange | $63.65 | ↓ -74% |
| Avmed | Select | $66.10 | ↓ -73% |
| Avmed | Broad | $70.99 | ↓ -71% |
| Aetna | POS First Health | $77.03 | ↓ -68% |
| United | All Products | $82.77 | ↓ -66% |
| Cigna | Individual Family Plan Mid-Level | $88.71 | ↓ -63% |
| Cigna | Surefit Mid-Level | $90.42 | ↓ -63% |
| Cigna | All Products Mid-Level | $97.45 | ↓ -60% |
| Cigna | Individual Family Plan Physician | $104.37 | ↓ -57% |
| Cigna | Surefit Physician | $106.36 | ↓ -56% |
| Aetna | PPO First Health | $114.46 | ↓ -53% |
| Cigna | All Products Physician | $114.65 | ↓ -53% |
| The Legacy Companies | All Products | $241.80 | ↑ +0% |
| Three Rivers | All Products | $241.80 | ↑ +0% |
| Clarity Health | All Products | $241.80 | ↑ +0% |
| Consociate Health | ALL PRODUCTS | $279.00 | ↑ +15% |
| National Provider Network | All Products | $316.20 | ↑ +31% |
| Aetna | All Products First Health | $334.80 | ↑ +38% |
| Aetna | All Products Anesthesia | not published by hospital | — |
| Aetna | All Products PCP | not published by hospital | — |
| Magellan | Summit | not published by hospital | — |
| Magellan | Pinnacle | not published by hospital | — |
| Molina | Florida Kidcare | not published by hospital | — |
| Aetna | All Products Behavioral Health | not published by hospital | — |
| Aetna | Medical Rental | not published by hospital | — |
| Aetna | All Products Specialist | not published by hospital | — |
| Value Options | All Products | not published by hospital | — |
Visitor-reported prices
Comments
New Patient Office Visit (level 2) at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Daytona Beach | Daytona Beach | $520.80 | not published |
| Adventhealth Lake Wales | Lake Wales | $616.15 | not published |
| Adventhealth Tampa | Tampa | $379.70 | not published |
| AdventHealth New Smyrna Beach | New Smyrna Beach | $402.91 | not published |
| Adventhealth Port Charlotte | Port Charlotte | $723.45 | not published |
| cleveland clinic florida weston hospital | Weston | $241.80 | $23.51 – $186.00 |
| martin north hospital | Stuart | $241.80 | $35.36 – $127.50 |
| Baptist Hospital | MIAMI | $364.65 | $8.82 – $173.17 |