Fetal non stress test at HCA FLORIDA ST. LUCIE HOSPITAL

2551 S Kanner Hwy, STUART, FL · HCA Florida Healthcare · · NPI 1538115696

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$729.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$729.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$9.44 with Humana vs $8,400.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana TRICR $9.44 ↓ -99%
Optimum MGMCR $62.69 ↓ -91%
Freedom Health MGMCR $62.69 ↓ -91%
AvMed HIX $94.77 ↓ -87%
Simply Healthcare Plans MGMCR $94.77 ↓ -87%
Freedom Health MGMCD $116.64 ↓ -84%
Aetna QHP $126.85 ↓ -83%
Oscar HIX $138.51 ↓ -81%
Aetna HMO $142.16 ↓ -80%
Health Sun Health Plan MGMCR $155.28 ↓ -79%
Simply Healthcare HIX $171.31 ↓ -77%
AvMed FullyInsured $174.96 ↓ -76%
Aetna PPO $177.88 ↓ -76%
Sunshine State Health Plan QHP $185.90 ↓ -74%
AvMed Flex $189.54 ↓ -74%
AvMed Select $189.54 ↓ -74%
AvMed Focus $189.54 ↓ -74%
AvMed Engage $189.54 ↓ -74%
AvMed Empower $189.54 ↓ -74%
Cigna NewBusinessNBN $191.73 ↓ -74%
Molina HIX $196.83 ↓ -73%
AvMed ASOEO $204.12 ↓ -72%
Aetna ASA $218.70 ↓ -70%
Cigna HMO $255.88 ↓ -65%
Cigna PPO $255.88 ↓ -65%
Humana HMO $269.73 ↓ -63%
Humana PPO $291.60 ↓ -60%
United PPO OptionsPPO $320.76 ↓ -56%
CorVel Corporation WORKERSCOMP $321.15 ↓ -56%
Prime Health WORKERSCOMP $327.91 ↓ -55%
CareWorks (Rockport) WORKERSCOMP $327.91 ↓ -55%
United GlobalBenefitPlanAppendix $328.05 ↓ -55%
AvMed JacksonFirstNetworkOON $364.50 ↓ -50%
Plotkin Health COMM $364.50 ↓ -50%
Prime Health Sherriff COMM $364.50 ↓ -50%
Multiplan COMMPPOPRIMARYNETWORK $546.75 ↓ -25%
Multiplan COMMPPOCOMPLEMENTARYNETWORK $619.65 ↓ -15%
Molina MCR $1,950.00 ↑ +167%
BCBS MBN $3,158.00 ↑ +333%
BCBS HMO $3,727.00 ↑ +411%
BCBS SBN $3,727.00 ↑ +411%
BCBS NWB $3,791.00 ↑ +420%
BCBS PPO $3,791.00 ↑ +420%
BCBS BSLNON-PAR $5,559.00 ↑ +663%
BCBS PHS $5,559.00 ↑ +663%
United AllPayerAppendix $8,400.00 ↑ +1052%

Visitor-reported prices

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Fetal non stress test at other Florida hospitals

Hospital City Cash price Negotiated range
martin north hospital Stuart $805.35 $23.91 – $503.00
Adventhealth Daytona Beach Daytona Beach $513.60 $200.57 – $352.36
Adventhealth Tampa Tampa $730.46 $211.12 – $468.69
Adventhealth Port Charlotte Port Charlotte $1,501.44 $211.12 – $385.51
indian river hospital Vero Beach $653.90 $30.90 – $804.80
Baptist Hospital MIAMI $666.90 $125.24 – $923.40
Bethesda Hospital East BOYNTON BEACH $666.90 $125.24 – $923.40
Boca Raton Regional Hospital BOCA RATON $598.65 $207.33 – $921.00

All Florida hospitals for this procedure →