Fetal non stress test at HCA FLORIDA LAKE MONROE HOSPITAL

1401 WEST SEMINOLE BLVD, SANFORD, FL · HCA Florida Healthcare · · NPI 1285681908

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$1,258.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$1,258.50

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8.77 with Humana vs $4,121.00 with Evolutions — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana TRICARE $8.77 ↓ -99%
Optimum MGMCR $90.61 ↓ -93%
Freedom Health MCR $90.61 ↓ -93%
Simply MGMCR $193.81 ↓ -85%
Oscar HIX $201.36 ↓ -84%
Simply Healthcare HIX $210.17 ↓ -83%
Cigna PPO $218.98 ↓ -83%
Cigna ManagedCareHMO $218.98 ↓ -83%
Aetna QHP $249.18 ↓ -80%
Humana PPO $251.70 ↓ -80%
Humana HMO $251.70 ↓ -80%
Aetna PPO $284.42 ↓ -77%
Aetna HMO $284.42 ↓ -77%
AvMed HMOFI $302.04 ↓ -76%
CorVel Corporation WORKERSCOMP $308.70 ↓ -75%
Prime Health WC $315.20 ↓ -75%
Sunshine State Health Plan QHP $320.92 ↓ -74%
Careworks (Rockport Community) WORKERSCOMP $324.95 ↓ -74%
AvMed ASOEO $352.38 ↓ -72%
Aetna ASA $377.55 ↓ -70%
Molina Healthcare HIX $402.72 ↓ -68%
United OptionsPPO $420.34 ↓ -67%
Florida Health Care Plan COMM $474.45 ↓ -62%
United GlobalBenefitPlan $566.33 ↓ -55%
Prime Health Sheriff COMM $629.25 ↓ -50%
Plotkin Health COMM $629.25 ↓ -50%
AvMed HIXOON $629.25 ↓ -50%
Prime Health Sheriff WORKERSCOMP $629.25 ↓ -50%
Three Rivers Provider Network WorkersComp $943.88 ↓ -25%
Multiplan PRIMARYPPO $943.88 ↓ -25%
Multiplan Primary $981.63 ↓ -22%
PPO Next COMM $1,069.72 ↓ -15%
PPO Next PPO $1,069.72 ↓ -15%
Multiplan Complementary $1,069.72 ↓ -15%
Multiplan COMPLEMENTARYPPO $1,069.72 ↓ -15%
Truli for Health BSL $1,113.00 ↓ -12%
NovaNet COMM $1,132.65 ↓ -10%
BCBS SBN $1,179.00 ↓ -6%
BCBS MBN $1,179.00 ↓ -6%
BCBS BSL $1,179.00 ↓ -6%
BCBS NWB $1,793.00 ↑ +42%
BCBS PPO $1,793.00 ↑ +42%
BCBS HMO $1,799.00 ↑ +43%
Molina Healthcare MGMCR $1,950.00 ↑ +55%
United AllPayerAppendix $2,264.00 ↑ +80%
BCBS PHS $2,999.00 ↑ +138%
Evolutions TieredNetwork $4,121.00 ↑ +227%

Visitor-reported prices

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Fetal non stress test at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $513.60 $200.57 – $352.36
Adventhealth Tampa Tampa $730.46 $211.12 – $468.69
Adventhealth Port Charlotte Port Charlotte $1,501.44 $211.12 – $385.51
martin north hospital Stuart $805.35 $23.91 – $503.00
indian river hospital Vero Beach $653.90 $30.90 – $804.80
Baptist Hospital MIAMI $666.90 $125.24 – $923.40
Bethesda Hospital East BOYNTON BEACH $666.90 $125.24 – $923.40
Boca Raton Regional Hospital BOCA RATON $598.65 $207.33 – $921.00

All Florida hospitals for this procedure →