Consultation pathology during surgery cytological exam initial site at HCA FLORIDA ST. LUCIE HOSPITAL

2551 S Kanner Hwy, STUART, FL · HCA Florida Healthcare · · NPI 1538115696

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.87 with Optimum vs $656.15 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Optimum MGMCR $3.87
Freedom Health MGMCR $3.87
AvMed HIX $5.85
Simply Healthcare Plans MGMCR $5.85
Freedom Health MGMCD $7.20
Molina MCR $8.55
Oscar HIX $8.55
Health Sun Health Plan MGMCR $9.59
Simply Healthcare HIX $10.57
AvMed FullyInsured $10.80
Sunshine State Health Plan QHP $11.47
AvMed Select $11.70
AvMed Focus $11.70
AvMed Flex $11.70
AvMed Engage $11.70
AvMed Empower $11.70
Molina HIX $12.15
AvMed ASOEO $12.60
Aetna ASA $13.50
Humana HMO $16.65
Humana PPO $18.00
United PPO OptionsPPO $19.80
United GlobalBenefitPlanAppendix $20.25
AvMed JacksonFirstNetworkOON $22.50
Plotkin Health COMM $22.50
Prime Health Sherriff COMM $22.50
Multiplan COMMPPOPRIMARYNETWORK $33.75
Multiplan COMMPPOCOMPLEMENTARYNETWORK $38.25
CorVel Corporation WORKERSCOMP $286.13
CareWorks (Rockport) WORKERSCOMP $292.15
Prime Health WORKERSCOMP $292.15
United AllPayerAppendix $656.15
Aetna HMO not published by hospital
Aetna QHP not published by hospital
Aetna PPO not published by hospital

Visitor-reported prices

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Consultation pathology during surgery cytological exam initial site at other Florida hospitals

Hospital City Cash price Negotiated range
martin north hospital Stuart $506.35 $55.13 – $925.49
Adventhealth Daytona Beach Daytona Beach $1,732.55 not published
Adventhealth Lake Wales Lake Wales $2,402.67 not published
Adventhealth Palm Coast Parkway Palm Coast $46.66 not published
Adventhealth Tampa Tampa $2,669.63 not published
AdventHealth New Smyrna Beach New Smyrna Beach $1,650.05 not published
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $288.00 $274.61 – $656.15
Adventhealth Port Charlotte Port Charlotte $2,921.63 $841.35 – $1,536.31

All Florida hospitals for this procedure →