Consultation pathology during surgery cytological exam initial site at HCA FLORIDA MEMORIAL HOSPITAL

11850 ATLANTIC BLVD, JACKSONVILLE, FL · HCA Florida Healthcare · · NPI 1447206438

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$288.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$288.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$24.19 with Optimum Healthcare vs $656.15 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Optimum Healthcare MGMCR $24.19 ↓ -92%
AvMed HIX $34.56 ↓ -88%
Simply Healthcare HIX $36.58 ↓ -87%
United OptionsPPO $36.86 ↓ -87%
Simply Healthcare MGMCR $44.35 ↓ -85%
Oscar HIX $46.08 ↓ -84%
Positive Healthcare MCR $63.36 ↓ -78%
AvMed HMOFI $66.24 ↓ -77%
Sunshine State Health Plan QHP $73.44 ↓ -75%
Molina Healthcare HIX $77.76 ↓ -73%
Centurion PRISN $79.75 ↓ -72%
AvMed ASOEO $80.64 ↓ -72%
Humana HMO $83.52 ↓ -71%
Humana PPO $83.52 ↓ -71%
Aetna ASA $86.40 ↓ -70%
Corizon COMM $86.40 ↓ -70%
United GlobalBenefitPlanAppendix $129.60 ↓ -55%
Plotkin Health COMM $144.00 ↓ -50%
MultiPlan PRIMARYNETWORK $224.64 ↓ -22%
Evolutions Healthcare MANAGEDCAREPPO $230.40 ↓ -20%
Evernorth COMM $230.40 ↓ -20%
Evolutions Healthcare TRADITIONALPPO $244.80 ↓ -15%
MultiPlan COMPLEMENTARYNETWORK $244.80 ↓ -15%
PPO Next COMM $244.80 ↓ -15%
PPO Next PPO $244.80 ↓ -15%
NovaNet COMM $259.20 ↓ -10%
CorVel Corporation WORKERSCOMP $274.61 ↓ -5%
City of Jacksonville WC $274.61 ↓ -5%
Prime Health WORKERSCOMP $280.39 ↓ -3%
United AllPayerAppendix $656.15 ↑ +128%
Aetna QHP not published by hospital
Aetna HMO not published by hospital
Aetna PPO not published by hospital

Visitor-reported prices

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Consultation pathology during surgery cytological exam initial site at other Florida hospitals

Hospital City Cash price Negotiated range
Ascension St. Vincent's Southside (St. Luke's-St. Vincent's HealthCare, Inc.) Jacksonville $187.59 $22.38 – $1,680.98
Ascension St. Vincent's Riverside (St. Vincent's Medical Center, Inc.) Jacksonville $187.59 $22.38 – $1,680.98
Adventhealth Daytona Beach Daytona Beach $1,732.55 not published
Adventhealth Lake Wales Lake Wales $2,402.67 not published
Adventhealth Palm Coast Parkway Palm Coast $46.66 not published
Adventhealth Tampa Tampa $2,669.63 not published
AdventHealth New Smyrna Beach New Smyrna Beach $1,650.05 not published
Adventhealth Port Charlotte Port Charlotte $2,921.63 $841.35 – $1,536.31

All Florida hospitals for this procedure →